Climate Risk Assessment: Gold Coast, Queensland

Gold Coast, Queensland
Medium Risk
Updated Mar 2026

The Gold Coast faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards. Sea level rise and more intense rainfall events are key drivers of these risks. Residents and businesses should prepare for potential impacts and take steps to adapt.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
3.5
Heat
7.0
Coastal
6.0

Climate Hazard Breakdown for Gold Coast

increasing

Flood

65/100

The Gold Coast faces a notable risk of flooding due to its coastal location and numerous waterways. Intense rainfall events can lead to riverine and flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise
stable

Bushfire

35/100

Bushfire risk is present in areas of the Gold Coast that border bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

70/100

The Gold Coast experiences high temperatures and humidity during summer, leading to heat stress. Climate change is expected to increase the frequency and intensity of heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
increasing

Coastal

60/100

Coastal erosion and inundation are significant threats to the Gold Coast due to sea level rise and storm surges. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
increasing

Wind

35/100

Notable wind risk — tropical cyclone wind fields

increasing

Storm

39/100

Notable storm risk — cyclones and thunderstorms

stable

Social

24/100

Moderate social stability — growth regions

increasing

Energy

42/100

Elevated energy costs — high cooling demand

In-Depth Climate Risk Guides for Gold Coast

Detailed Hazard Analysis

heat Risk

70/100

The Gold Coast experiences high temperatures and humidity during summer, leading to heat stress. Climate change is expected to increase the frequency and intensity of heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

flood Risk

65/100

The Gold Coast faces a notable risk of flooding due to its coastal location and numerous waterways. Intense rainfall events can lead to riverine and flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

60/100

Coastal erosion and inundation are significant threats to the Gold Coast due to sea level rise and storm surges. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
  • ·Coastal development

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

bushfire Risk

35/100

Bushfire risk is present in areas of the Gold Coast that border bushland. Hot, dry conditions and strong winds can exacerbate the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind patterns

Projections (RCP8.5)

2030

3.7

2050

4.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas at high risk of flooding or coastal inundation.

Price Impact

Properties in vulnerable locations may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire-prone area maps
  • 2.Assess the property's vulnerability to sea level rise
  • 3.Consider the potential for increased insurance premiums
  • 4.Investigate the property's energy efficiency

Local Climate Evidence

Flood Evidence

Nearest Waterway
Nerang River
Elevation Range
0-100 meters
Flood Zone
Various flood zones identified by Gold Coast City Council

The Gold Coast City Council maintains flood maps and provides information on flood risks in different areas.

View council flood map

Bushfire Evidence

Distance to Bushland
Varies depending on location; some areas directly border bushland
Planning Overlay
Queensland Bushfire Prone Area Map
Bushfire Prone Area
Yes

Check the Queensland Bushfire Prone Area Map to determine if a specific property is in a bushfire-prone area.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
5 days

Bureau of Meteorology data indicates an increasing trend in the number of days exceeding 30 degrees Celsius.

Coastal Evidence

Distance to Coast
0.5 km
Sea Level Rise Exposure
Low-lying coastal areas are exposed to sea level rise
Erosion Risk
Some beaches are experiencing erosion

Historical Climate Events

2013
floodModerate

Ex-Tropical Cyclone Oswald caused widespread flooding across Queensland, including the Gold Coast.

Source
2017
stormModerate

Severe thunderstorms caused flash flooding and property damage on the Gold Coast.

Source
2020
heatwaveModerate

A prolonged heatwave affected the Gold Coast, with temperatures exceeding 35 degrees Celsius for several days.

Source
2022
floodMajor

Major flooding event impacted the Gold Coast, causing significant damage to infrastructure and homes.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday20302050
flood656.9(+0.4)7.5(+1.0)
bushfire353.6(+0.1)3.8(+0.3)
heat707.5(+0.5)8.5(+1.5)
coastal606.3(+0.3)7.2(+1.2)

Under a moderate emissions scenario, the Gold Coast is projected to experience a slight increase in overall climate risk, with notable increases in flood and heat risks.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Immediate

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Learn more

Implement Coastal Protection Measures

Near-term

Construct seawalls, restore dunes, and implement other measures to protect coastal areas from erosion and sea level rise.

Est. cost: Very High

Learn more

Promote Energy Efficiency

Long-term

Encourage the adoption of energy-efficient technologies and practices to reduce greenhouse gas emissions and mitigate climate change.

Est. cost: Medium

Learn more

Enhance Community Resilience

Immediate

Develop community-based programs to prepare for and respond to climate-related disasters, such as heatwaves and floods.

Est. cost: Low

Learn more

About Gold Coast's Climate Risk Profile

The Gold Coast, renowned for its beaches and waterways, is increasingly vulnerable to the impacts of climate change. Rising sea levels threaten coastal infrastructure and ecosystems, while more frequent and intense rainfall events increase the risk of flooding.

Heatwaves are becoming more common and severe, posing a risk to public health, especially for vulnerable populations. Bushfire risk is also present in areas bordering bushland, with hot, dry conditions increasing the likelihood of fires.

These climate change impacts have implications for property values, insurance costs, and the overall livability of the Gold Coast. It is crucial for residents, businesses, and local authorities to take proactive measures to mitigate these risks and adapt to a changing climate.

Adaptation strategies include improving drainage infrastructure, implementing coastal protection measures, promoting energy efficiency, and enhancing community resilience. By working together, the Gold Coast can build a more sustainable and climate-resilient future.

Data sources: BOM · CSIRO · Queensland Rural Fire Service · Gold Coast City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks facing the Gold Coast?

The Gold Coast is primarily at risk from flooding, heatwaves, and coastal hazards due to climate change. Rising sea levels, increased rainfall intensity, and more frequent heatwaves are key concerns.

How is the Gold Coast City Council addressing climate change?

The Gold Coast City Council is implementing various strategies to mitigate and adapt to climate change, including improving drainage infrastructure, promoting energy efficiency, and developing coastal protection measures. Check their website for details.

What can I do to prepare for flooding on the Gold Coast?

You can prepare for flooding by checking flood maps, elevating your home if possible, having an emergency plan, and purchasing flood insurance.

How can I stay safe during a heatwave on the Gold Coast?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, avoid strenuous activity, and check on vulnerable neighbors.

Where can I find information about bushfire risks on the Gold Coast?

You can find information about bushfire risks on the Queensland Rural Fire Service website and by checking the Queensland Bushfire Prone Area Map.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections