Best investment-properties in Melbourne for Climate Safety

Climate risk affects property values, insurance costs, and long-term liveability. Melbourne's suburbs vary significantly in their exposure to flood, bushfire, extreme heat, and storm hazards. This guide ranks the top 10 safest suburbs in Melbourne for investment-properties.

Remember that suburb-level scores are indicative. Every property within a suburb has a unique risk profile depending on its exact location, elevation, proximity to vegetation or waterways, and building characteristics. Always get an address-level report for the specific property you're considering.

Scores range from 0 (Minimal risk) to 100 (Severe risk). A score below 34 is considered Low, 34-50 Moderate, 51-66 Elevated, 67-83 High, and above 84 Severe.

#	Suburb	Risk Score
1	Avonmore	26/100
2	Archerton	27/100
3	Almurta	28/100
4	Arbuckle	28/100
5	Ascot	28/100
6	Aire Valley	29/100
7	Anakie	29/100
8	Adams Estate	30/100
9	Armstrong Creek	30/100
10	Altona Meadows	31/100

Frequently Asked Questions

What are the safest suburbs in Melbourne for investment-properties?

Based on our analysis, Avonmore has the lowest overall climate risk score (26/100) in Melbourne, followed by Archerton and Almurta. These scores combine flood, bushfire, heat, storm, and other hazard assessments.

How does climate risk affect property in Melbourne?

Climate risk can impact insurance premiums, property resale value, and long-term ownership costs in Melbourne. Properties in higher-risk areas may face increasing insurance costs and potential value depreciation. A full climate risk report provides detailed projections.

Explore Suburbs

Avonmore Climate Risk Archerton Climate Risk Almurta Climate Risk Arbuckle Climate Risk Ascot Climate Risk Aire Valley Climate Risk Anakie Climate Risk Adams Estate Climate Risk Armstrong Creek Climate Risk Altona Meadows Climate Risk

Is Avonmore Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Avonmore, covering flood, bushfire, sea level rise and more.

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Get Your Full Report — A$69

What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections