Is Almurta, VIC Climate Safe? 2026 Assessment
Climate Safety Score
5.5/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Low to moderate flood risk, primarily from localised heavy rainfall events and potential minor creek overflow.
- Bushfire
- Very low bushfire risk due to significant urbanisation and distance from major bushland areas.
- Heat
- High heat risk, particularly during summer, due to urban heat island effect and limited tree canopy.
- Storm
- Moderate storm risk — severe thunderstorms with hail and damaging winds
- Postcode
- 3979
- Region
- Coastal VIC
- Median property value
- $725,000
- Dominant hazard
- damaging wind (5/10)
- Highest high-risk exposure
- 11.6% of land (bushfire)
Climate Safety Analysis
Almurta in Victoria has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Almurta's climate safety include heat. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Almurta is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Almurta including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Almurta located in Coastal VIC (postcode 3979), is a Victoria suburb tracked by ClimateNest. The suburb's median property value is $725,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Almurta.
Across the six hazard axes ClimateNest models, the dominant climate risk in Almurta is damaging wind (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Almurta, damaging wind is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Almurta are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Significant rainfall caused flash flooding in parts of Melbourne's east, including areas near Almurta, impacting local roads and some properties due to overwhelmed drainage systems.
A prolonged heatwave affected Victoria, with temperatures exceeding 40°C in Melbourne. Almurta experienced elevated temperatures contributing to health risks.
Severe thunderstorms brought heavy rain and damaging winds to Melbourne's eastern suburbs, causing localised flash flooding and power outages.
The Black Saturday bushfires were preceded by extreme heat conditions across Victoria, including the Melbourne metropolitan area, which exacerbated fire danger.
Adaptation & Mitigation Actions
Increase Urban Tree Canopy
Near-termImplement a program to plant more street trees and encourage green roofs/walls to mitigate the urban heat island effect and improve air quality.
Est. cost: $500k - $1M
Upgrade Stormwater Drainage
Near-termInvest in upgrading and maintaining existing stormwater infrastructure to better handle intense rainfall events and reduce localised flooding.
Est. cost: $1M - $5M
Promote Cool Roofs and Pavements
Near-termEncourage or mandate the use of cool roofing materials and reflective pavements in new developments and redevelopments to reduce heat absorption.
Est. cost: $100k - $500k (incentives)
Develop Heatwave Response Plan
ImmediateEstablish a clear community-based plan for responding to heatwaves, including public cooling centres, vulnerable resident support, and public health messaging.
Est. cost: $50k - $100k
Enhance Green Infrastructure
Long-termIntegrate more permeable surfaces, rain gardens, and swales into public spaces and private developments to improve stormwater management and reduce runoff.
Est. cost: $2M - $10M
Council & Emergency Services
Explore Almurta Risk Reports
View other climate risk assessments for Almurta:
Frequently Asked Questions
Is Almurta safe from climate change?
No location in Australia is entirely immune to climate change impacts. Almurta has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Almurta?
The dominant hazard for Almurta depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Almurta compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across Victoria suburbs.
Should I be concerned about buying property in Almurta?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Almurta?
Key projections for Victoria from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Almurta.
What are the main climate risks in Almurta?
ClimateNest's suburb model rates Almurta's dominant climate risk as damaging wind at 5/10 on a 0–10 index, followed by bushfire (4/10) and extreme heat (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Almurta.
What share of Almurta is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 11.6% of Almurta in high-risk zones for bushfire, with a further 66.6% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Almurta Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections