Climate Risk for Postcode 2097
Postcode 2097 contains 3 suburbs across New South Wales in the Greater Sydney, Regional NSW regions. The average climate risk score is 3.4/10. The safest suburb in this postcode is Collaroy (3.3/10). The highest risk is Collaroy plateau (3.7/10).
Properties in postcode 2097 face a range of climate hazards. The most significant risks vary by exact location — elevation, proximity to waterways, vegetation, and drainage all affect the specific risk profile of any address. For a property-level assessment, check flood zones, BAL ratings and coastal erosion exposure.
Suburbs in Postcode 2097
- Collaroy — Overall: 3.3/10 · Median A$1.6M · Top hazard: heat (5)
- Collaroy beach — Overall: 3.3/10 · Median A$1.6M · Top hazard: heat (5)
- Collaroy plateau — Overall: 3.7/10 · Median A$550K · Top hazard: heat (6)
Nearby Postcodes
Compare climate risk across postcodes near 2097:
- Postcode 2000
- Postcode 2004
- Postcode 2007
- Postcode 2008
- Postcode 2010
- Postcode 2011
- Postcode 2015
- Postcode 2018
Insurance & Property Values in Postcode 2097
Insurance premiums in postcode 2097 reflect the combined risk profile of its suburbs. The safest suburb (Collaroy) typically has lower premiums than the highest-risk suburb (Collaroy plateau). Property values in Collaroy may benefit from lower insurance costs.
Get an Address-Level Report
Suburb-level data is a starting point. For an accurate assessment of your specific property in postcode 2097, get a ClimateNest report with 8-hazard scoring and 2030/2050 projections.