Climate Risk Profile: Collaroy Plateau, NSW

Collaroy Plateau, New South Wales· Northern Beaches· 2097
Medium Risk
Updated May 2026

Collaroy Plateau faces moderate risks from flooding, bushfires, heatwaves and coastal hazards. Climate change is expected to exacerbate these risks, particularly flooding and heatwaves. Residents should prepare for more frequent extreme weather events.

Overall Risk Score

58/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
7.0
Heat
4.5
Coastal
5.0

Climate Hazard Breakdown for Collaroy Plateau

increasing

Flood

65/100

Collaroy Plateau faces a moderate risk of flooding, primarily from heavy rainfall events and localised stormwater runoff. The risk is influenced by the suburb's topography and proximity to drainage systems.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

70/100

Collaroy Plateau has a high bushfire risk due to its proximity to Garigal National Park and other areas of dense vegetation. Hot, dry summers and strong winds exacerbate the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

45/100

Collaroy Plateau experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect
increasing

Coastal

50/100

Collaroy Plateau faces a moderate coastal risk due to potential sea level rise and storm surges impacting nearby coastal areas. While the suburb itself is elevated, access routes and infrastructure could be affected.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Collaroy Plateau

Detailed Hazard Analysis

heat Risk

45/100

Collaroy Plateau experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

flood Risk

65/100

Collaroy Plateau faces a moderate risk of flooding, primarily from heavy rainfall events and localised stormwater runoff. The risk is influenced by the suburb's topography and proximity to drainage systems.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Aging drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

50/100

Collaroy Plateau faces a moderate coastal risk due to potential sea level rise and storm surges impacting nearby coastal areas. While the suburb itself is elevated, access routes and infrastructure could be affected.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

bushfire Risk

70/100

Collaroy Plateau has a high bushfire risk due to its proximity to Garigal National Park and other areas of dense vegetation. Hot, dry summers and strong winds exacerbate the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds

Projections (RCP8.5)

2030

7.0

2050

7.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price fluctuations.

Buyer Checklist

  • 1.Check flood maps and bushfire prone land overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Inquire about council's climate adaptation plans.
  • 4.Review insurance coverage for climate-related events.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Narrabeen Lagoon
Elevation Range
60-120m
Flood Zone
Low to Moderate

Some areas near drainage lines are susceptible to flash flooding during heavy rainfall.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to Garigal National Park
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Properties bordering Garigal National Park are at higher risk.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
2 days

Heatwaves typically occur in January and February.

Coastal Evidence

Distance to Coast
2 km
Sea Level Rise Exposure
Indirectly exposed through impacts on coastal infrastructure
Erosion Risk
Low

Historical Climate Events

1994
bushfireModerate

Bushfires impacted areas near Collaroy Plateau, requiring evacuations and property protection.

Source
2007
stormModerate

Severe storms caused flash flooding and damage to properties in Collaroy Plateau.

Source
2013
bushfireMinor

A small bushfire broke out near Garigal National Park, posing a threat to nearby properties.

Source
2017
stormModerate

Heavy rainfall caused localised flooding and disruption to traffic in Collaroy Plateau.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire707.07.0
heat455.0(+0.5)5.5(+1.0)
coastal505.5(+0.5)6.0(+1.0)

By 2030, Collaroy Plateau is projected to experience a moderate increase in overall climate risk, with flooding and heat risks increasing noticeably. Coastal risks also increase slightly. Bushfire risk remains relatively stable.

CSIRO Climate Projections

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Bushfire Risk Management

Immediate

Implement bushfire risk reduction measures such as vegetation management and community education programs.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Develop and implement heatwave response plans to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Coastal Protection Measures

Long-term

Implement coastal protection measures to mitigate the impacts of sea level rise and storm surges on nearby coastal areas.

Est. cost: High

Learn more

About Collaroy Plateau's Climate Risk Profile

Collaroy Plateau, located on the Northern Beaches of Sydney, is exposed to a range of climate-related risks. The suburb's proximity to bushland increases its vulnerability to bushfires, particularly during hot and dry summer months. Climate change is projected to increase the frequency and intensity of bushfire events, posing a significant threat to properties and residents.

Flooding is another concern for Collaroy Plateau, with heavy rainfall events leading to localised flooding and stormwater runoff. The suburb's topography and drainage systems contribute to the flood risk, which is expected to worsen with climate change due to increased rainfall intensity.

Heatwaves are becoming more frequent and intense in Collaroy Plateau, posing a risk to vulnerable populations such as the elderly and those with pre-existing health conditions. Rising average temperatures and the urban heat island effect contribute to the heat risk, which is projected to increase further with climate change.

While Collaroy Plateau is elevated, sea level rise and storm surges could impact nearby coastal areas and infrastructure, potentially affecting access routes and services. Coastal erosion is also a concern for the broader Northern Beaches region, which could indirectly impact Collaroy Plateau.

Addressing these climate risks requires a combination of mitigation and adaptation measures. Reducing greenhouse gas emissions is crucial to slow down the pace of climate change, while adaptation strategies such as improving drainage infrastructure, managing bushfire risk, and implementing heatwave response plans are essential to protect the community.

Data sources: BOM · CSIRO · NSW RFS · Northern Beaches Council

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Collaroy Plateau?

Collaroy Plateau faces risks from flooding, bushfires, heatwaves, and coastal hazards. Climate change is expected to exacerbate these risks.

How is the council addressing climate change in Collaroy Plateau?

The Northern Beaches Council has a climate strategy that includes measures to reduce greenhouse gas emissions and adapt to the impacts of climate change.

What can I do to prepare for bushfires in Collaroy Plateau?

You can prepare for bushfires by clearing vegetation around your property, having a bushfire survival plan, and staying informed about fire danger ratings.

How can I protect myself during a heatwave in Collaroy Plateau?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities.

Will climate change affect property values in Collaroy Plateau?

Climate change could potentially affect property values in Collaroy Plateau, particularly in areas that are more vulnerable to climate-related hazards.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections