Climate Risk Report for Postcode 4740 — Property Hazard Scores

Climate Risk for Postcode 4740

Postcode 4740 contains 16 suburbs across Queensland in the Coastal QLD, Regional QLD, Mackay Region regions. The average climate risk score is 5.0/10. The safest suburb in this postcode is Coral sea (4.2/10). The highest risk is Mackay (5.3/10).

Properties in postcode 4740 face a range of climate hazards. The most significant risks vary by exact location — elevation, proximity to waterways, vegetation, and drainage all affect the specific risk profile of any address. For a property-level assessment, check flood zones, BAL ratings and coastal erosion exposure.

Suburbs in Postcode 4740

Nearby Postcodes

Compare climate risk across postcodes near 4740:

Insurance & Property Values in Postcode 4740

Insurance premiums in postcode 4740 reflect the combined risk profile of its suburbs. The safest suburb (Coral sea) typically has lower premiums than the highest-risk suburb (Mackay). Property values in Coral sea may benefit from lower insurance costs.

Get an Address-Level Report

Suburb-level data is a starting point. For an accurate assessment of your specific property in postcode 4740, get a ClimateNest report with 8-hazard scoring and 2030/2050 projections.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections