Flood Risk in Angourie, NSW: 2026 Assessment
Flood Risk Score
6.5/10Angourie faces a moderate risk of flooding due to its proximity to coastal waterways and low-lying areas. Intense rainfall events can lead to localised flooding.
Key Facts
- Flood Risk
- Angourie faces a moderate risk of flooding due to its proximity to coastal waterways and low-lying areas. Intense rainfall events can lead to localised flooding.
- Trend
- increasing
- Suburb
- Angourie, NSW
- Overall Risk
- Medium
- Postcode
- 2464
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 19.9% of land (bushfire)
Flood Risk Analysis
Angourie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Angourie's low-lying coastal areas are particularly vulnerable to inundation during heavy rainfall and storm surges.
Angourie faces a moderate risk of flooding due to its proximity to coastal waterways and low-lying areas. Intense rainfall events can lead to localised flooding.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Angourie sits within ClimateNest's suburb-level hazard model for flood risk. 5.9% of the suburb's land area is mapped in high-risk flood zones and 68.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Angourie.
On ClimateNest's 0–10 suburb hazard index, Angourie scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Angourie can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Angourie located in Coastal NSW (postcode 2464), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Angourie.
Across the six hazard axes ClimateNest models, the dominant climate risk in Angourie is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Angourie, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Angourie are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Heavy rainfall caused localised flooding in Angourie, impacting roads and properties.
Adaptation & Mitigation Actions
Improve Flood Defences
Near-termConstruct seawalls and drainage systems to protect coastal properties from flooding.
Est. cost: High
Strengthen Building Codes
Near-termImplement stricter building codes to ensure new constructions are resilient to heat, fire, and flooding.
Est. cost: Medium
Develop Evacuation Plans
ImmediateCreate comprehensive evacuation plans for residents in high-risk areas, including designated shelters and transportation routes.
Est. cost: Low
Promote Water Conservation
Long-termEncourage water conservation measures to reduce strain on water resources during droughts and heatwaves.
Est. cost: Low
Council & Emergency Services
Explore Angourie Risk Reports
View other climate risk assessments for Angourie:
Frequently Asked Questions
Is Angourie at risk of flooding?
Based on available data, Angourie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Angourie?
Insurance costs for flood cover in Angourie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Angourie?
Yes, flood risk can affect property values in Angourie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Angourie?
Elevation is a critical factor in flood risk. Properties at higher elevations within Angourie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Angourie?
ClimateNest's suburb model rates Angourie's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Angourie.
What share of Angourie is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 19.9% of Angourie in high-risk zones for bushfire, with a further 70.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Angourie Safe from Climate Risk?
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections