📮 Bobin postcode: 2429

Flood Risk in Bobin, NSW: 2026 Assessment

Bobin, New South Wales· MidCoast Council· 2429
Bobin faces a high risk of flooding due to its proximity to the Manning River and low-lying areas. Intense rainfall events can cause the river to overflow, inundating residential and commercial properties.Updated 31 May 2026

Flood Risk Score

8.0/10

Bobin faces a high risk of flooding due to its proximity to the Manning River and low-lying areas. Intense rainfall events can cause the river to overflow, inundating residential and commercial properties.

Key Facts

Flood Risk
Bobin faces a high risk of flooding due to its proximity to the Manning River and low-lying areas. Intense rainfall events can cause the river to overflow, inundating residential and commercial properties.
Trend
increasing
Suburb
Bobin, NSW
Overall Risk
High
Postcode
2429
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
7.6% of land (bushfire)

Flood Risk Analysis

Bobin, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several properties in Bobin are located within identified flood zones.

Bobin faces a high risk of flooding due to its proximity to the Manning River and low-lying areas. Intense rainfall events can cause the river to overflow, inundating residential and commercial properties.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Bobin sits within ClimateNest's suburb-level hazard model for flood risk. 6.1% of the suburb's land area is mapped in high-risk flood zones and 64.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Bobin.

On ClimateNest's 0–10 suburb hazard index, Bobin scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Bobin can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Bobin located in Coastal NSW (postcode 2429), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Bobin.

Across the six hazard axes ClimateNest models, the dominant climate risk in Bobin is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Bobin, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Bobin are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range10-30 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding impacted Bobin, leading to evacuations and widespread damage.

2020
Moderate

Heavy rainfall caused the Manning River to flood again, affecting homes and businesses in Bobin.

2013
Moderate

The Manning River flooded, inundating several properties in Bobin.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and drainage systems to protect properties from flooding.

Est. cost: High

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and provide cooling centers for vulnerable residents.

Est. cost: Low

Community Education

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Upgrade Infrastructure

Long-term

Ensure that critical infrastructure is resilient to climate change impacts.

Est. cost: High

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 31 May 2026

Explore Bobin Risk Reports

Frequently Asked Questions

Is Bobin at risk of flooding?

Based on available data, Bobin has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Bobin?

Insurance costs for flood cover in Bobin depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Bobin?

Yes, flood risk can affect property values in Bobin. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Bobin?

Elevation is a critical factor in flood risk. Properties at higher elevations within Bobin typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Bobin?

ClimateNest's suburb model rates Bobin's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Bobin.

What share of Bobin is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 7.6% of Bobin in high-risk zones for bushfire, with a further 71.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Bobin Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Bobin, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections