Bushfire Risk in Caffreys Flat, NSW: 2026 Assessment
Bushfire Risk Score
8.5/10Caffreys Flat is at high risk of bushfires due to the surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage.
Key Facts
- Bushfire Risk
- Caffreys Flat is at high risk of bushfires due to the surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage.
- Trend
- increasing
- Suburb
- Caffreys Flat, NSW
- Overall Risk
- High
- Postcode
- 2424
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 13.2% of land (surface flood)
Bushfire Risk Analysis
Caffreys Flat, New South Wales, has a caffreys flat is at high risk of bushfires due to the surrounding bushland. hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.
Caffreys Flat is surrounded by bushland, increasing bushfire risk.
CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Caffreys Flat, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.
Use ClimateNest for a complete address-level bushfire risk report for Caffreys Flat including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.
Caffreys Flat sits within ClimateNest's suburb-level hazard model for bushfire risk. 10% of the suburb's land area is mapped in high-risk bushfire zones and 70% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Caffreys Flat.
On ClimateNest's 0–10 suburb hazard index, Caffreys Flat scores 4 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Caffreys Flat can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Caffreys Flat located in Coastal NSW (postcode 2424), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Caffreys Flat.
Across the six hazard axes ClimateNest models, the dominant climate risk in Caffreys Flat is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Caffreys Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Caffreys Flat are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 2019 bushfires caused significant damage in the region, impacting properties and infrastructure.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.
Est. cost: High
Enhance Bushfire Preparedness
ImmediateImplement bushfire management strategies, including vegetation clearing and community education programs.
Est. cost: Medium
Develop Heatwave Response Plan
Near-termCreate a heatwave response plan to protect vulnerable populations during extreme heat events.
Est. cost: Low
Upgrade Infrastructure
Long-termUpgrade critical infrastructure to withstand the impacts of climate change, such as extreme weather events.
Est. cost: High
Council & Emergency Services
Explore Caffreys Flat Risk Reports
View other climate risk assessments for Caffreys Flat:
Frequently Asked Questions
Is Caffreys Flat in a bushfire prone area?
Parts of Caffreys Flat may be designated as bushfire prone land. Based on available data, Caffreys Flat has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.
What BAL rating applies to properties in Caffreys Flat?
BAL ratings in Caffreys Flat depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.
Does bushfire risk affect insurance in Caffreys Flat?
Yes, properties in bushfire-prone parts of Caffreys Flat may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.
What bushfire mitigation measures help protect homes in Caffreys Flat?
Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.
What are the main climate risks in Caffreys Flat?
ClimateNest's suburb model rates Caffreys Flat's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Caffreys Flat.
What share of Caffreys Flat is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 13.2% of Caffreys Flat in high-risk zones for surface flood, with a further 59.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Caffreys Flat Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections