Is Caffreys Flat, NSW Climate Safe? 2026 Assessment
Climate Safety Score
7.2/10Climate risk is high — address assessment recommended
Key Facts
- Climate Safety
- High
- Flood
- Caffreys Flat faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine flooding, impacting properties and infrastructure.
- Bushfire
- Caffreys Flat is at high risk of bushfires due to the surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage.
- Heat
- Caffreys Flat is expected to experience more frequent and intense heatwaves. This can lead to heat stress, particularly for vulnerable populations, and increased energy demand for cooling.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2424
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 13.2% of land (surface flood)
Climate Safety Analysis
Caffreys Flat in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Caffreys Flat's climate safety include heat, flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Caffreys Flat is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Caffreys Flat including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Caffreys Flat located in Coastal NSW (postcode 2424), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Caffreys Flat.
Across the six hazard axes ClimateNest models, the dominant climate risk in Caffreys Flat is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Caffreys Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Caffreys Flat are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
The 2019 bushfires caused significant damage in the region, impacting properties and infrastructure.
A severe storm caused damage to properties and infrastructure in Caffreys Flat.
Flooding along the Manning River inundated low-lying areas in Caffreys Flat.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.
Est. cost: High
Enhance Bushfire Preparedness
ImmediateImplement bushfire management strategies, including vegetation clearing and community education programs.
Est. cost: Medium
Develop Heatwave Response Plan
Near-termCreate a heatwave response plan to protect vulnerable populations during extreme heat events.
Est. cost: Low
Upgrade Infrastructure
Long-termUpgrade critical infrastructure to withstand the impacts of climate change, such as extreme weather events.
Est. cost: High
Council & Emergency Services
Explore Caffreys Flat Risk Reports
View other climate risk assessments for Caffreys Flat:
Frequently Asked Questions
Is Caffreys Flat safe from climate change?
No location in Australia is entirely immune to climate change impacts. Caffreys Flat has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Caffreys Flat?
The dominant hazard for Caffreys Flat depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Caffreys Flat compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Caffreys Flat?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Caffreys Flat?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Caffreys Flat.
What are the main climate risks in Caffreys Flat?
ClimateNest's suburb model rates Caffreys Flat's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Caffreys Flat.
What share of Caffreys Flat is exposed to high surface flood risk?
ClimateNest's hazard overlay maps 13.2% of Caffreys Flat in high-risk zones for surface flood, with a further 59.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Caffreys Flat Safe from Climate Risk?
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*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections