Property Investment Score: Calamia, NSW (2026)

Calamia, New South Wales
Moderate investment with climate considerationsUpdated 31 May 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Calamia, NSW
Postcode
2460
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
14.3% of land (bushfire)

Investment Score Analysis

Calamia in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be negatively impacted by increasing climate risks.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Calamia with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Calamia including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Calamia located in Coastal NSW (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Calamia.

Across the six hazard axes ClimateNest models, the dominant climate risk in Calamia is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Calamia, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Calamia are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to climate risks.
Price Impact from ClimateProperty values may be negatively impacted by increasing climate risks.
Resale Liquidity RiskMedium

Historical Events

2023
Moderate

Heatwave conditions with record high temperatures.

2020
Minor

Localized flooding due to heavy rainfall.

2017
Moderate

Prolonged heatwave with temperatures exceeding 40°C for several days.

2013
Minor

Bushfire near the suburb caused smoke haze and required evacuation of some residents.

2011
Moderate

Major flooding event impacted the region, causing property damage and displacement.

Adaptation & Mitigation Actions

Develop a heatwave management plan

Immediate

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and community outreach programs.

Est. cost: Low

Upgrade stormwater infrastructure

Near-term

Invest in upgrading stormwater drainage systems to cope with increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement bushfire mitigation measures

Near-term

Undertake vegetation management, create firebreaks, and educate residents on bushfire preparedness.

Est. cost: Medium

Promote water conservation

Long-term

Encourage water conservation measures to reduce water stress during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Local Council
Emergency Services

Data last updated: 31 May 2026

Explore Calamia Risk Reports

Frequently Asked Questions

Is Calamia a good investment?

Calamia has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Calamia?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Calamia. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Calamia?

The resale outlook for Calamia depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Calamia?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What are the main climate risks in Calamia?

ClimateNest's suburb model rates Calamia's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Calamia.

What share of Calamia is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14.3% of Calamia in high-risk zones for bushfire, with a further 73.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Calamia Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Calamia, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections