๐Ÿ“ฎ Coalcliff postcode: 2508

Bushfire Risk in Coalcliff, NSW: 2026 Assessment

Coalcliff, New South Walesยท Wollongongยท 2508
Coalcliff faces a high risk of bushfires due to its location near bushland. Hot, dry conditions and strong winds can increase the likelihood and intensity of bushfires.Updated 30 May 2026

Bushfire Risk Score

7.0/10

Coalcliff faces a high risk of bushfires due to its location near bushland. Hot, dry conditions and strong winds can increase the likelihood and intensity of bushfires.

Key Facts

Bushfire Risk
Coalcliff faces a high risk of bushfires due to its location near bushland. Hot, dry conditions and strong winds can increase the likelihood and intensity of bushfires.
Trend
increasing
Suburb
Coalcliff, NSW
Overall Risk
Medium
Postcode
2508
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
20.3% of land (bushfire)

Bushfire Risk Analysis

Coalcliff, New South Wales, has a coalcliff faces a high risk of bushfires due to its location near bushland. hot, dry conditions and strong winds can increase the likelihood and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

A significant portion of the suburb is designated as bushfire prone.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coalcliff, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coalcliff including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coalcliff sits within ClimateNest's suburb-level hazard model for bushfire risk. 20.3% of the suburb's land area is mapped in high-risk bushfire zones and 53.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coalcliff.

On ClimateNest's 0โ€“10 suburb hazard index, Coalcliff scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Coalcliff can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coalcliff located in Coastal NSW (postcode 2508), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coalcliff.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coalcliff is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coalcliff, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coalcliff are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to Royal National Park
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2019
Moderate

Bushfires in the Royal National Park threatened Coalcliff, requiring residents to be prepared for evacuation.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Implement bushfire management strategies

Immediate

Conduct regular fuel reduction burns and maintain firebreaks to reduce the risk of bushfires spreading to residential areas.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide information to residents on how to stay safe during heatwaves.

Est. cost: Low

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect infrastructure and property from erosion and sea level rise.

Est. cost: High

Community awareness programs

Near-term

Educate residents about climate risks and adaptation measures through workshops and online resources.

Est. cost: Low

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Coalcliff Risk Reports

Frequently Asked Questions

Is Coalcliff in a bushfire prone area?

Parts of Coalcliff may be designated as bushfire prone land. Based on available data, Coalcliff has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coalcliff?

BAL ratings in Coalcliff depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coalcliff?

Yes, properties in bushfire-prone parts of Coalcliff may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coalcliff?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coalcliff?

ClimateNest's suburb model rates Coalcliff's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Coalcliff.

What share of Coalcliff is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 20.3% of Coalcliff in high-risk zones for bushfire, with a further 53.2% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Coalcliff Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coalcliff, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections