Bushfire Risk in Coila, NSW: 2026 Assessment

Coila, New South Wales· UNKNOWN
Coila has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.Updated 7 May 2026

Bushfire Risk Score

7.0/10

Coila has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Coila has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Coila, NSW
Overall Risk
Medium
Postcode
2537
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
17.7% of land (bushfire)

Bushfire Risk Analysis

Coila, New South Wales, has a coila has a high bushfire risk due to the surrounding bushland. drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The area is designated as bushfire prone, requiring specific building standards for new constructions.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Coila, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Coila including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Coila sits within ClimateNest's suburb-level hazard model for bushfire risk. 17.7% of the suburb's land area is mapped in high-risk bushfire zones and 66.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Coila.

On ClimateNest's 0–10 suburb hazard index, Coila scores 5 for bushfire risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Coila can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Coila located in Regional NSW (postcode 2537), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coila.

Across the six hazard axes ClimateNest models, the dominant climate risk in Coila is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Coila, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coila are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2020
Major

The Black Summer bushfires significantly impacted the region, causing widespread damage and evacuations.

2013
Moderate

Bushfires threatened properties in the region, requiring firefighting efforts and evacuations.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a detailed plan for protecting your family and property in the event of a bushfire, including evacuation routes and emergency contacts.

Est. cost: Low

Improve Home Insulation

Near-term

Enhance insulation to reduce energy consumption for heating and cooling, making your home more comfortable and energy-efficient.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Collect rainwater for non-potable uses such as gardening and toilet flushing, reducing reliance on mains water supply.

Est. cost: Medium

Support Coastal Protection Measures

Long-term

Advocate for and participate in coastal protection projects to mitigate erosion and inundation risks.

Est. cost: High

Elevate Homes in Flood-Prone Areas

Long-term

Raise homes above the predicted flood level to minimize damage from flooding events.

Est. cost: High

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 7 May 2026

Explore Coila Risk Reports

Frequently Asked Questions

Is Coila in a bushfire prone area?

Parts of Coila may be designated as bushfire prone land. Based on available data, Coila has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Coila?

BAL ratings in Coila depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Coila?

Yes, properties in bushfire-prone parts of Coila may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Coila?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Coila?

ClimateNest's suburb model rates Coila's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coila.

What share of Coila is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17.7% of Coila in high-risk zones for bushfire, with a further 66.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Coila Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Coila, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections