📮 Collombatti postcode: 2447

Flood Risk in Collombatti, NSW: 2026 Assessment

Collombatti, New South Wales· Kempsey· 2447
Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 18 May 2026

Flood Risk Score

6.5/10

Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Collombatti, NSW
Overall Risk
Medium
Postcode
2440
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
15.9% of land (bushfire)

Flood Risk Analysis

Collombatti, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Macleay River has a history of flooding, impacting low-lying areas in Collombatti.

Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Collombatti sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 65.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Collombatti.

On ClimateNest's 0–10 suburb hazard index, Collombatti scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Collombatti can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Collombatti located in Coastal NSW (postcode 2440), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Collombatti.

Across the six hazard axes ClimateNest models, the dominant climate risk in Collombatti is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Collombatti, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Collombatti are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayMacleay River
Elevation Range5-20m
Flood Zone ClassificationYes

Historical Events

2020
Moderate

Significant flooding occurred along the Macleay River, affecting Collombatti and surrounding areas.

2013
Moderate

The Macleay River flooded, impacting low-lying areas in Collombatti and surrounding regions.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to reduce flood risk.

Est. cost: High

Manage Vegetation

Immediate

Clear vegetation around properties to reduce bushfire fuel load.

Est. cost: Low

Install Cooling Systems

Near-term

Install air conditioning or other cooling systems to cope with heatwaves.

Est. cost: Medium

Develop Emergency Plans

Immediate

Create and practice emergency plans for floods, bushfires, and heatwaves.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 18 May 2026

Explore Collombatti Risk Reports

Frequently Asked Questions

Is Collombatti at risk of flooding?

Based on available data, Collombatti has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Collombatti?

Insurance costs for flood cover in Collombatti depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Collombatti?

Yes, flood risk can affect property values in Collombatti. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Collombatti?

Elevation is a critical factor in flood risk. Properties at higher elevations within Collombatti typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Collombatti?

ClimateNest's suburb model rates Collombatti's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Collombatti.

What share of Collombatti is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.9% of Collombatti in high-risk zones for bushfire, with a further 59.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Collombatti Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Collombatti, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections