Flood Risk in Collombatti, NSW: 2026 Assessment
Flood Risk Score
6.5/10Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Key Facts
- Flood Risk
- Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Trend
- increasing
- Suburb
- Collombatti, NSW
- Overall Risk
- Medium
- Postcode
- 2440
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 15.9% of land (bushfire)
Flood Risk Analysis
Collombatti, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
The Macleay River has a history of flooding, impacting low-lying areas in Collombatti.
Collombatti faces a moderate risk of flooding due to its proximity to the Macleay River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Collombatti sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 65.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Collombatti.
On ClimateNest's 0–10 suburb hazard index, Collombatti scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Collombatti can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Collombatti located in Coastal NSW (postcode 2440), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Collombatti.
Across the six hazard axes ClimateNest models, the dominant climate risk in Collombatti is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Collombatti, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Collombatti are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Significant flooding occurred along the Macleay River, affecting Collombatti and surrounding areas.
The Macleay River flooded, impacting low-lying areas in Collombatti and surrounding regions.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to reduce flood risk.
Est. cost: High
Manage Vegetation
ImmediateClear vegetation around properties to reduce bushfire fuel load.
Est. cost: Low
Install Cooling Systems
Near-termInstall air conditioning or other cooling systems to cope with heatwaves.
Est. cost: Medium
Develop Emergency Plans
ImmediateCreate and practice emergency plans for floods, bushfires, and heatwaves.
Est. cost: Low
Council & Emergency Services
Explore Collombatti Risk Reports
View other climate risk assessments for Collombatti:
Frequently Asked Questions
Is Collombatti at risk of flooding?
Based on available data, Collombatti has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Collombatti?
Insurance costs for flood cover in Collombatti depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Collombatti?
Yes, flood risk can affect property values in Collombatti. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Collombatti?
Elevation is a critical factor in flood risk. Properties at higher elevations within Collombatti typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Collombatti?
ClimateNest's suburb model rates Collombatti's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Collombatti.
What share of Collombatti is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 15.9% of Collombatti in high-risk zones for bushfire, with a further 59.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Collombatti Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Collombatti, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections