Is Concord, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.2/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Concord faces a moderate risk of flooding due to its proximity to the Parramatta River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
- Bushfire
- The bushfire risk in Concord is relatively low due to its urban environment and distance from large bushland areas. However, increased temperatures and drier conditions could slightly elevate the risk.
- Heat
- Concord is likely to experience more frequent and intense heatwaves due to climate change. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2137
- Region
- Greater Sydney
- Median property value
- $1.6 million
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 19.9% of land (bushfire)
Climate Safety Analysis
Concord in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Concord's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Concord is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Concord including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Concord located in Greater Sydney (postcode 2137), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Concord.
Across the six hazard axes ClimateNest models, the dominant climate risk in Concord is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Concord, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Concord are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Severe storms caused flash flooding and property damage in parts of Sydney, including Concord.
Sydney experienced a prolonged heatwave, with temperatures exceeding 40 degrees Celsius for several days, impacting vulnerable residents in Concord.
Minor flooding occurred in low-lying areas of Concord due to heavy rainfall.
Heavy rainfall caused flooding along the Parramatta River, impacting some properties in Concord.
Adaptation & Mitigation Actions
Upgrade Flood Defenses
Near-termInvest in flood barriers and drainage improvements to protect properties from flooding.
Est. cost: Medium
Increase Green Space
Near-termPlant more trees and create green spaces to reduce the urban heat island effect and provide shade.
Est. cost: Medium
Develop a Heatwave Management Plan
ImmediateImplement a plan to protect vulnerable residents during heatwaves, including providing cooling centers and outreach services.
Est. cost: Low
Raise Awareness of Climate Risks
Long-termEducate residents about the risks of climate change and how to prepare for extreme weather events.
Est. cost: Low
Council & Emergency Services
Explore Concord Risk Reports
View other climate risk assessments for Concord:
Frequently Asked Questions
Is Concord safe from climate change?
No location in Australia is entirely immune to climate change impacts. Concord has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Concord?
The dominant hazard for Concord depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Concord compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Concord?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Concord?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Concord.
What are the main climate risks in Concord?
ClimateNest's suburb model rates Concord's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Concord.
What share of Concord is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 19.9% of Concord in high-risk zones for bushfire, with a further 66.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Concord Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Concord, New South Wales, covering flood, bushfire, sea level rise and more.
What A$69 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections