Is Coomba Bay, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.2/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- Coomba Bay is susceptible to flooding due to its low-lying areas and proximity to Wallis Lake. Heavy rainfall events can lead to inundation of properties and infrastructure.
- Bushfire
- The area surrounding Coomba Bay has some bushfire risk due to nearby vegetation. While not as high as other regions, residents should remain vigilant, especially during dry periods.
- Heat
- Coomba Bay experiences moderately high temperatures during summer. Climate change is expected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2428
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 9.9% of land (bushfire)
Climate Safety Analysis
Coomba Bay in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting Coomba Bay's climate safety include flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in Coomba Bay is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for Coomba Bay including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
Coomba Bay located in Coastal NSW (postcode 2428), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Coomba Bay.
Across the six hazard axes ClimateNest models, the dominant climate risk in Coomba Bay is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Coomba Bay, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Coomba Bay are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Significant rainfall led to localized flooding and road closures in the area.
Bushfires in the region caused smoke haze and increased fire danger in Coomba Bay.
A severe storm caused minor damage to property and infrastructure in Coomba Bay.
Heavy rainfall caused flooding in low-lying areas of Coomba Bay, impacting several properties.
Adaptation & Mitigation Actions
Improve Drainage Infrastructure
Near-termUpgrade drainage systems to handle increased rainfall and reduce flood risk.
Est. cost: Medium
Strengthen Coastal Defenses
Long-termImplement coastal protection measures to mitigate erosion and sea level rise impacts.
Est. cost: High
Develop Heatwave Management Plan
ImmediateCreate a plan to protect vulnerable residents during heatwaves, including cooling centers and community outreach programs.
Est. cost: Low
Bushfire Risk Reduction
Near-termImplement bushfire mitigation measures, such as vegetation management and community education programs.
Est. cost: Medium
Raise Awareness
ImmediateEducate the community about climate risks and adaptation strategies.
Est. cost: Low
Council & Emergency Services
Explore Coomba Bay Risk Reports
View other climate risk assessments for Coomba Bay:
Frequently Asked Questions
Is Coomba Bay safe from climate change?
No location in Australia is entirely immune to climate change impacts. Coomba Bay has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in Coomba Bay?
The dominant hazard for Coomba Bay depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does Coomba Bay compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in Coomba Bay?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for Coomba Bay?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Coomba Bay.
What are the main climate risks in Coomba Bay?
ClimateNest's suburb model rates Coomba Bay's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Coomba Bay.
What share of Coomba Bay is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 9.9% of Coomba Bay in high-risk zones for bushfire, with a further 81.4% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Coomba Bay Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections