📮 Croobyar postcode: 2546

Flood Risk in Croobyar, NSW: 2026 Assessment

Croobyar, New South Wales· UNKNOWN· 2546
Croobyar faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 25 May 2026

Flood Risk Score

6.0/10

Croobyar faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Croobyar faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Croobyar, NSW
Overall Risk
Medium
Postcode
2539
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat (6/10)
Highest high-risk exposure
11.7% of land (riverine flood)

Flood Risk Analysis

Croobyar, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates inundation in low-lying areas near the Clyde River.

Croobyar faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Croobyar sits within ClimateNest's suburb-level hazard model for flood risk. 11.7% of the suburb's land area is mapped in high-risk flood zones and 78.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Croobyar.

On ClimateNest's 0–10 suburb hazard index, Croobyar scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Croobyar can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Croobyar located in Regional NSW (postcode 2539), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Croobyar.

Across the six hazard axes ClimateNest models, the dominant climate risk in Croobyar is extreme heat (score 6/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Croobyar, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Croobyar are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayClyde River
Elevation Range5-20 meters
Flood Zone ClassificationPartially within flood zone

Historical Events

2011
Moderate

Major flooding of the Clyde River caused widespread damage.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood barriers to protect properties from flooding.

Est. cost: Medium

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including fuel reduction and community education programs.

Est. cost: Medium

Develop Heatwave Response Plan

Immediate

Establish a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Plan for Sea Level Rise

Long-term

Develop a long-term plan to address the impacts of sea level rise on coastal areas.

Est. cost: High

Promote Water Conservation

Near-term

Encourage water conservation measures to reduce water stress during droughts.

Est. cost: Low

Council & Emergency Services

Eurobodalla Shire Council
Emergency Services

Data last updated: 25 May 2026

Explore Croobyar Risk Reports

Frequently Asked Questions

Is Croobyar at risk of flooding?

Based on available data, Croobyar has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Croobyar?

Insurance costs for flood cover in Croobyar depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Croobyar?

Yes, flood risk can affect property values in Croobyar. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Croobyar?

Elevation is a critical factor in flood risk. Properties at higher elevations within Croobyar typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Croobyar?

ClimateNest's suburb model rates Croobyar's dominant climate risk as extreme heat at 6/10 on a 0–10 index, followed by bushfire (5/10) and damaging wind (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Croobyar.

What share of Croobyar is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11.7% of Croobyar in high-risk zones for riverine flood, with a further 78.8% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Croobyar Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Croobyar, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections