Flood Risk in Dumaresq Island, NSW: 2026 Assessment

Dumaresq Island, New South Wales· UNKNOWN
Dumaresq Island is susceptible to flooding due to its low-lying geography and proximity to the Manning River. Increased rainfall intensity and rising sea levels are expected to exacerbate flood risk.Updated 8 May 2026

Flood Risk Score

6.0/10

Dumaresq Island is susceptible to flooding due to its low-lying geography and proximity to the Manning River. Increased rainfall intensity and rising sea levels are expected to exacerbate flood risk.

Key Facts

Flood Risk
Dumaresq Island is susceptible to flooding due to its low-lying geography and proximity to the Manning River. Increased rainfall intensity and rising sea levels are expected to exacerbate flood risk.
Trend
increasing
Suburb
Dumaresq Island, NSW
Overall Risk
Medium
Postcode
2430
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
10.9% of land (surface flood)

Flood Risk Analysis

Dumaresq Island, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The island is largely within a designated flood zone, with some areas being particularly vulnerable to inundation during heavy rainfall events.

Dumaresq Island is susceptible to flooding due to its low-lying geography and proximity to the Manning River. Increased rainfall intensity and rising sea levels are expected to exacerbate flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Dumaresq Island sits within ClimateNest's suburb-level hazard model for flood risk. 4.7% of the suburb's land area is mapped in high-risk flood zones and 72.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dumaresq Island.

On ClimateNest's 0–10 suburb hazard index, Dumaresq Island scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Dumaresq Island can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Dumaresq Island located in Coastal NSW (postcode 2430), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dumaresq Island.

Across the six hazard axes ClimateNest models, the dominant climate risk in Dumaresq Island is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Dumaresq Island, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dumaresq Island are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range0-5 meters
Flood Zone ClassificationHigh Risk

Historical Events

2020
Moderate

Heavy rainfall caused flooding in the Manning River, affecting low-lying areas of Dumaresq Island.

2013
Moderate

Significant flooding occurred in the Manning River region, impacting Dumaresq Island.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to better manage increased rainfall and reduce flood risk.

Est. cost: Medium

Protect Coastal Areas

Near-term

Implement coastal protection measures, such as seawalls and beach nourishment, to reduce erosion and protect infrastructure.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and outreach programs.

Est. cost: Low

Raise Awareness

Long-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 8 May 2026

Explore Dumaresq Island Risk Reports

Frequently Asked Questions

Is Dumaresq Island at risk of flooding?

Based on available data, Dumaresq Island has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Dumaresq Island?

Insurance costs for flood cover in Dumaresq Island depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Dumaresq Island?

Yes, flood risk can affect property values in Dumaresq Island. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Dumaresq Island?

Elevation is a critical factor in flood risk. Properties at higher elevations within Dumaresq Island typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Dumaresq Island?

ClimateNest's suburb model rates Dumaresq Island's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dumaresq Island.

What share of Dumaresq Island is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 10.9% of Dumaresq Island in high-risk zones for surface flood, with a further 72.7% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Dumaresq Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Dumaresq Island, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections