Flood Risk in Dungay, NSW: 2026 Assessment
Flood Risk Score
6.5/10Dungay is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could worsen flood events.
Key Facts
- Flood Risk
- Dungay is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could worsen flood events.
- Trend
- increasing
- Suburb
- Dungay, NSW
- Overall Risk
- Medium
- Postcode
- 2484
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat (5/10)
- Highest high-risk exposure
- 10.4% of land (bushfire)
Flood Risk Analysis
Dungay, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood data indicates that Dungay has experienced flooding in the past, particularly during periods of heavy rainfall.
Dungay is located near waterways and has some low-lying areas, making it susceptible to flooding. Increased rainfall intensity could worsen flood events.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
Dungay sits within ClimateNest's suburb-level hazard model for flood risk. 4.2% of the suburb's land area is mapped in high-risk flood zones and 75.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Dungay.
On ClimateNest's 0–10 suburb hazard index, Dungay scores 4 for flood risk — a moderate exposure relative to the Australian suburb range. For comparison, properties in Dungay can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.
Dungay located in Coastal NSW (postcode 2484), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Dungay.
Across the six hazard axes ClimateNest models, the dominant climate risk in Dungay is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Dungay, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Dungay are increasingly made with an address-level climate report in hand.
Local Hazard Evidence
Historical Events
Significant flooding occurred in the Tweed River catchment, impacting Dungay and surrounding areas.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termConstruct levees and improve drainage systems to mitigate flood risks.
Est. cost: High
Bushfire Preparedness
ImmediateImplement vegetation management programs and community education initiatives to reduce bushfire risks.
Est. cost: Medium
Heatwave Action Plan
Near-termDevelop a heatwave action plan to protect vulnerable populations during extreme heat events.
Est. cost: Low
Community Resilience Programs
Long-termEstablish community-based programs to enhance resilience to climate change impacts.
Est. cost: Medium
Council & Emergency Services
Explore Dungay Risk Reports
View other climate risk assessments for Dungay:
Frequently Asked Questions
Is Dungay at risk of flooding?
Based on available data, Dungay has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in Dungay?
Insurance costs for flood cover in Dungay depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in Dungay?
Yes, flood risk can affect property values in Dungay. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in Dungay?
Elevation is a critical factor in flood risk. Properties at higher elevations within Dungay typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What are the main climate risks in Dungay?
ClimateNest's suburb model rates Dungay's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Dungay.
What share of Dungay is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 10.4% of Dungay in high-risk zones for bushfire, with a further 80.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is Dungay Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Dungay, New South Wales, covering flood, bushfire, sea level rise and more.
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections