Climate Risk in Figtree, NSW

Figtree, New South Wales· Wollongong· 2525
Medium Risk
Updated May 2026

Figtree is a suburb in Wollongong, NSW, that faces moderate climate risks, particularly from flooding and heatwaves. Bushfire risk is also present. Coastal risks are low due to its inland location.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Figtree

increasing

Flood

65/100

Figtree has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Intense rainfall events can cause flash flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development
stable

Bushfire

40/100

Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures
increasing

Heat

60/100

Figtree is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect
stable

Coastal

10/100

Figtree is located inland and has a low risk of coastal hazards.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Figtree

Detailed Hazard Analysis

heat Risk

60/100

Figtree is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Figtree has a moderate risk of flooding due to its proximity to creeks and low-lying areas. Intense rainfall events can cause flash flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Figtree is located inland and has a low risk of coastal hazards.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind

Projections (RCP8.5)

2030

4.2

2050

4.5

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider energy efficiency measures to mitigate heat impacts.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Figtree Creek
Elevation Range
10-50m
Flood Zone
Partially within a 1% AEP flood zone

Several properties are located near Figtree Creek and are susceptible to inundation during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent to bushland reserves
Planning Overlay
RFS Bush Fire Prone Land Map
Bushfire Prone Area
Yes

Properties bordering the bushland are at higher risk.

Heat Evidence

Avg January Max Temp
27.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
5 km
Sea Level Rise Exposure
Low
Erosion Risk
Low

Historical Climate Events

2011
floodModerate

Major flooding in the Wollongong region impacted Figtree, causing property damage and road closures.

Source
2013
bushfireMinor

A bushfire near Figtree caused some concern but was quickly contained by fire services.

Source
2017
floodModerate

Heavy rainfall led to flash flooding in Figtree, affecting several homes and businesses.

Source
2019
heatwaveModerate

Prolonged heatwave conditions put strain on local infrastructure and caused health concerns.

Source
2022
floodMajor

Significant flooding event impacted Figtree, leading to evacuations and widespread damage.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP4.5

HazardToday2030205020302050
flood657.0(+0.5)7.5(+1.0)7.2(+0.7)8.0(+1.5)
bushfire404.1(+0.1)4.2(+0.2)4.2(+0.2)4.4(+0.4)
heat606.4(+0.4)6.8(+0.8)6.6(+0.6)7.2(+1.2)
coastal101.01.01.01.0

Under a moderate emissions scenario, Figtree is projected to experience a slight increase in overall climate risk, primarily driven by increased flooding and heatwave intensity.

CSIRO Climate Projections

Adaptation Recommendations

Improve stormwater drainage infrastructure

Immediate

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Learn more

Develop a community heatwave plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Learn more

Implement bushfire risk reduction measures

Near-term

Undertake vegetation management and controlled burns to reduce bushfire fuel loads near residential areas.

Est. cost: Medium

Learn more

Raise awareness about climate risks

Long-term

Educate residents about the risks of flooding, heatwaves, and bushfires, and provide guidance on how to prepare and respond.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

About Figtree's Climate Risk Profile

Figtree, located in the Wollongong region of New South Wales, is subject to a range of climate-related risks that are projected to intensify in the coming decades. The primary concerns for this suburb are flooding, heatwaves, and bushfires. While coastal hazards are minimal due to its inland position, the other risks require careful consideration and proactive adaptation measures.

Flooding is a significant concern for Figtree, with potential for flash flooding during periods of intense rainfall. The suburb's proximity to creeks and low-lying areas exacerbates this risk. Climate change is expected to increase the frequency and intensity of heavy rainfall events, further elevating the flood risk in the future.

Heatwaves are another growing threat to Figtree. As temperatures rise due to climate change, the suburb is likely to experience more frequent and prolonged periods of extreme heat. This can have significant impacts on public health, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions.

Bushfire risk is also a factor in Figtree, with the presence of nearby bushland areas increasing the potential for fire hazards. Hot, dry conditions and strong winds can create ideal conditions for bushfires to spread rapidly. While not as immediate a threat as flooding or heatwaves, bushfire preparedness is still essential for residents.

Addressing these climate risks will require a multi-faceted approach, including investments in infrastructure improvements, community education programs, and individual adaptation measures. By taking proactive steps to mitigate the impacts of climate change, Figtree can enhance its resilience and ensure a sustainable future for its residents.

Data sources: BOM · CSIRO · NSW RFS · Wollongong City Council

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Figtree?

The main climate change risks in Figtree are flooding, heatwaves, and bushfires. Flooding is a concern due to the suburb's proximity to creeks, while heatwaves are becoming more frequent and intense. Bushfire risk is present due to nearby bushland areas.

How will climate change affect property values in Figtree?

Properties in flood-prone areas may experience price stagnation or decline. Increased insurance premiums due to flood and bushfire risks may also affect property values.

What is the council doing to address climate change in Figtree?

Wollongong City Council is implementing various measures to address climate change, including upgrading stormwater drainage infrastructure, developing a community heatwave plan, and undertaking bushfire risk reduction measures.

How can I prepare for a flood in Figtree?

Check flood maps and insurance costs. Develop a flood emergency plan and keep emergency supplies on hand. Stay informed about weather forecasts and warnings.

What should I do during a heatwave in Figtree?

Stay indoors in air-conditioned environments if possible. Drink plenty of water and avoid strenuous activities. Check on vulnerable neighbors and family members.

How can I protect my home from bushfires in Figtree?

Clear vegetation around your home and maintain a defensible space. Prepare a bushfire survival plan and keep emergency supplies on hand. Stay informed about bushfire alerts and warnings.

Get your property's risk report

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections