๐Ÿ“ฎ Figtree postcode: 2525

Bushfire Risk in Figtree, NSW: 2026 Assessment

Figtree, New South Walesยท Wollongongยท 2525
Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.Updated 30 May 2026

Bushfire Risk Score

4.0/10

Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.

Key Facts

Bushfire Risk
Figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. Hot, dry conditions and strong winds can increase the risk.
Trend
stable
Suburb
Figtree, NSW
Overall Risk
Medium
Postcode
2525
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.3% of land (bushfire)

Bushfire Risk Analysis

Figtree, New South Wales, has a figtree has a moderate risk of bushfire due to the presence of bushland areas nearby. hot, dry conditions and strong winds can increase the risk. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties bordering the bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Figtree, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Figtree including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Figtree sits within ClimateNest's suburb-level hazard model for bushfire risk. 12.3% of the suburb's land area is mapped in high-risk bushfire zones and 75.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Figtree.

On ClimateNest's 0โ€“10 suburb hazard index, Figtree scores 4 for bushfire risk โ€” a moderate exposure relative to the Australian suburb range. For comparison, properties in Figtree can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Figtree located in Coastal NSW (postcode 2525), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Figtree.

Across the six hazard axes ClimateNest models, the dominant climate risk in Figtree is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). These suburb-level signals help prioritise which properties need the closest look โ€” the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Figtree, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Figtree are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Minor

A bushfire near Figtree caused some concern but was quickly contained by fire services.

Adaptation & Mitigation Actions

Improve stormwater drainage infrastructure

Immediate

Upgrade stormwater drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Develop a community heatwave plan

Near-term

Create a plan to protect vulnerable residents during heatwaves, including cooling centers and outreach programs.

Est. cost: Medium

Implement bushfire risk reduction measures

Near-term

Undertake vegetation management and controlled burns to reduce bushfire fuel loads near residential areas.

Est. cost: Medium

Raise awareness about climate risks

Long-term

Educate residents about the risks of flooding, heatwaves, and bushfires, and provide guidance on how to prepare and respond.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Figtree Risk Reports

Frequently Asked Questions

Is Figtree in a bushfire prone area?

Parts of Figtree may be designated as bushfire prone land. Based on available data, Figtree has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Figtree?

BAL ratings in Figtree depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Figtree?

Yes, properties in bushfire-prone parts of Figtree may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Figtree?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What are the main climate risks in Figtree?

ClimateNest's suburb model rates Figtree's dominant climate risk as extreme heat at 5/10 on a 0โ€“10 index, followed by damaging wind (5/10) and severe storm (5/10). These are suburb-level averages โ€” an address-level report is needed to confirm the risk of a specific property in Figtree.

What share of Figtree is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.3% of Figtree in high-risk zones for bushfire, with a further 75.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Figtree Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Figtree, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections