Climate Risk in Glenugie, New South Wales

Glenugie, New South Wales

Medium Risk

Updated May 2026

Glenugie faces increasing risks from climate change, particularly from bushfires and floods. Residents should prepare for more frequent and intense extreme weather events. Taking proactive adaptation measures can help reduce the impact of these risks.

Overall Risk Score

58/100

Medium

Confidence: Medium

Hazard Breakdown

Flood

6.5

Bushfire

7.0

Heat

5.0

Coastal

4.5

Climate Hazard Breakdown for Glenugie

increasing

Flood

65/100

Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

·Increased rainfall intensity
·Sea level rise

increasing

Bushfire

70/100

Glenugie has a high bushfire risk due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

·Increased temperatures
·Decreased rainfall

increasing

Heat

50/100

Glenugie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

·Increased greenhouse gas emissions
·Urban heat island effect

increasing

Coastal

45/100

Glenugie is not directly on the coast, but sea level rise and coastal erosion could have indirect impacts. Changes to weather patterns could also affect the region.

Key drivers:

·Sea level rise
·Increased storm surge

stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Glenugie

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

50/100

Glenugie is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

·Increased greenhouse gas emissions
·Urban heat island effect

Projections (RCP8.5)

2030

5.5

2050

6.0

Data source

flood Risk

65/100

Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

·Increased rainfall intensity
·Sea level rise
·Inadequate drainage infrastructure

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

45/100

Glenugie is not directly on the coast, but sea level rise and coastal erosion could have indirect impacts. Changes to weather patterns could also affect the region.

Primary Drivers

·Sea level rise
·Increased storm surge

Projections (RCP8.5)

2030

5.0

2050

5.5

Data source

bushfire Risk

70/100

Glenugie has a high bushfire risk due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

·Increased temperatures
·Decreased rainfall
·Accumulation of dry vegetation

Projections (RCP8.5)

2030

7.5

2050

8.0

Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Property values may be negatively impacted by increasing climate risks.

Buyer Checklist

1.Check flood maps and bushfire prone area designations.
2.Assess property's vulnerability to heatwaves.
3.Inquire about insurance costs and coverage.
4.Review council's climate adaptation plans.

Local Climate Evidence

Flood Evidence

Nearest Waterway: Unnamed Creek
Elevation Range: 10-30 meters
Flood Zone: Low to moderate risk areas identified

Bushfire Evidence

Distance to Bushland: Adjacent to significant bushland areas
Planning Overlay: Bushfire prone area overlay applies
Bushfire Prone Area: Yes

Heat Evidence

Avg January Max Temp: 31.5°C
Heat Stress Days/Year: 3 days

Coastal Evidence

Distance to Coast: 25 km
Sea Level Rise Exposure: Indirect exposure due to regional weather pattern changes
Erosion Risk: Low

Historical Climate Events

2019

bushfireModerate

Bushfires impacted the region, causing property damage and evacuations.

Source

2017

floodModerate

Heavy rainfall caused localized flooding in low-lying areas.

Source

2013

heatwaveModerate

A prolonged heatwave resulted in heat stress and health concerns.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

Hazard	Today	2030	2050
flood	65	6.8(+0.3)	7.1(+0.6)
bushfire	70	7.4(+0.4)	7.8(+0.8)
heat	50	5.2(+0.2)	5.5(+0.5)
coastal	45	4.6(+0.1)	4.8(+0.3)

By 2030, Glenugie is projected to experience a moderate increase in overall climate risk, with bushfire risk increasing more rapidly than other hazards.

CSIRO Climate Projections

Adaptation Recommendations

Develop a Bushfire Survival Plan

Immediate

Create a plan for evacuating your home in the event of a bushfire. Clear vegetation around your home and ensure you have adequate fire protection measures.

Est. cost: Low

Learn more

Improve Home Insulation

Near-term

Improve insulation to reduce heat gain during heatwaves and reduce energy consumption for cooling.

Est. cost: Medium

Learn more

Install Rainwater Tanks

Near-term

Install rainwater tanks to capture and store rainwater for use during dry periods and reduce stormwater runoff.

Est. cost: Medium

Learn more

Support Local Climate Action Initiatives

Long-term

Participate in local government initiatives to address climate change and build community resilience.

Est. cost: Low

Learn more

About Glenugie's Climate Risk Profile

Glenugie is a suburb in New South Wales that is increasingly vulnerable to the impacts of climate change. The region is expected to experience more frequent and intense heatwaves, bushfires, and floods. These events can have significant impacts on human health, property, and the environment.

The risk of bushfires is particularly high in Glenugie due to the surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires, posing a threat to homes and lives. Residents should take steps to prepare their properties and develop a bushfire survival plan.

Flooding is also a concern in Glenugie, especially in low-lying areas. Climate change is expected to increase rainfall intensity, leading to more frequent and severe floods. Residents should be aware of flood risks and take steps to protect their properties.

Heatwaves are another growing threat in Glenugie. As temperatures rise, heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations. Residents should take precautions to stay cool during heatwaves, such as drinking plenty of water and staying in air-conditioned environments.

Addressing climate change requires a combination of mitigation and adaptation measures. Mitigation involves reducing greenhouse gas emissions to slow down the rate of climate change. Adaptation involves taking steps to prepare for the impacts of climate change that are already happening and are expected to worsen in the future.

Data sources: BOM · CSIRO · NSW RFS · Coffs Harbour City Council

Local Government Resources

Coffs Harbour City Council

Climate Strategy Flood Maps Emergency Services

Frequently Asked Questions

What are the main climate change risks in Glenugie?

The main climate change risks in Glenugie are bushfires, floods, and heatwaves. These risks are expected to increase in the future due to climate change.

How can I prepare my home for bushfires?

You can prepare your home for bushfires by clearing vegetation around your home, installing fire protection measures, and developing a bushfire survival plan.

What can I do to stay cool during heatwaves?

During heatwaves, you should drink plenty of water, stay in air-conditioned environments, and avoid strenuous activity.

How is the local council addressing climate change?

The Coffs Harbour City Council is developing and implementing climate adaptation plans to address the impacts of climate change in the region.

Will climate change affect my insurance premiums?

Yes, insurance premiums are likely to increase due to the increasing risks associated with climate change.

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What A$69 could save you from

$7.2B

2022 insured disaster losses*

$300B+

climate risk to property by 2050*

30-120%

insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

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