Flood Risk in Glenugie, NSW: 2026 Assessment

Glenugie, New South Wales· UNKNOWN
Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 3 May 2026

Flood Risk Score

6.5/10

Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Glenugie, NSW
Overall Risk
Medium
Postcode
2460
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
17% of land (bushfire)

Flood Risk Analysis

Glenugie, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events.

Glenugie faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Glenugie sits within ClimateNest's suburb-level hazard model for flood risk. 4.7% of the suburb's land area is mapped in high-risk flood zones and 88.5% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Glenugie.

On ClimateNest's 0–10 suburb hazard index, Glenugie scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Glenugie can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Glenugie located in Regional (postcode 2460), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Glenugie.

Across the six hazard axes ClimateNest models, the dominant climate risk in Glenugie is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Glenugie, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Glenugie are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range10-30 meters
Flood Zone ClassificationLow to moderate risk areas identified

Historical Events

2017
Moderate

Heavy rainfall caused localized flooding in low-lying areas.

Adaptation & Mitigation Actions

Develop a Bushfire Survival Plan

Immediate

Create a plan for evacuating your home in the event of a bushfire. Clear vegetation around your home and ensure you have adequate fire protection measures.

Est. cost: Low

Improve Home Insulation

Near-term

Improve insulation to reduce heat gain during heatwaves and reduce energy consumption for cooling.

Est. cost: Medium

Install Rainwater Tanks

Near-term

Install rainwater tanks to capture and store rainwater for use during dry periods and reduce stormwater runoff.

Est. cost: Medium

Support Local Climate Action Initiatives

Long-term

Participate in local government initiatives to address climate change and build community resilience.

Est. cost: Low

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 3 May 2026

Explore Glenugie Risk Reports

Frequently Asked Questions

Is Glenugie at risk of flooding?

Based on available data, Glenugie has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Glenugie?

Insurance costs for flood cover in Glenugie depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Glenugie?

Yes, flood risk can affect property values in Glenugie. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Glenugie?

Elevation is a critical factor in flood risk. Properties at higher elevations within Glenugie typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Glenugie?

ClimateNest's suburb model rates Glenugie's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Glenugie.

What share of Glenugie is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 17% of Glenugie in high-risk zones for bushfire, with a further 53.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Glenugie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Glenugie, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections