Flood Risk in Growee, NSW: 2026 Assessment

Growee, New South Wales· UNKNOWN
Growee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 23 May 2026

Flood Risk Score

6.5/10

Growee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Growee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Growee, NSW
Overall Risk
High
Postcode
2849
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
12.5% of land (bushfire)

Flood Risk Analysis

Growee, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates infrequent but potentially significant flooding events.

Growee faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Growee sits within ClimateNest's suburb-level hazard model for flood risk. 7.4% of the suburb's land area is mapped in high-risk flood zones and 62.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Growee.

On ClimateNest's 0–10 suburb hazard index, Growee scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Growee can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Growee located in Regional (postcode 2849), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Growee.

Across the six hazard axes ClimateNest models, the dominant climate risk in Growee is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Growee, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Growee are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayCapertee River
Elevation Range300-350m
Flood Zone ClassificationLow to Moderate

Historical Events

2023
Moderate

Heavy rainfall caused flash flooding in parts of the region, leading to road closures and property damage.

2011
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting transport and damaging property.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and install a sprinkler system.

Est. cost: Low

Reduce Urban Heat Island Effect

Near-term

Plant trees, install cool roofs, and use light-colored paving materials.

Est. cost: Medium

Manage Flood Risk

Near-term

Install flood barriers, improve drainage, and avoid building in flood-prone areas.

Est. cost: Medium

Develop a Heatwave Plan

Immediate

Identify vulnerable residents, establish cooling centers, and provide information on how to stay safe during heatwaves.

Est. cost: Low

Council & Emergency Services

Lithgow City Council
Emergency Services

Data last updated: 23 May 2026

Explore Growee Risk Reports

Frequently Asked Questions

Is Growee at risk of flooding?

Based on available data, Growee has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Growee?

Insurance costs for flood cover in Growee depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Growee?

Yes, flood risk can affect property values in Growee. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Growee?

Elevation is a critical factor in flood risk. Properties at higher elevations within Growee typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Growee?

ClimateNest's suburb model rates Growee's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Growee.

What share of Growee is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 12.5% of Growee in high-risk zones for bushfire, with a further 63.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Growee Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Growee, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections