📮 Harrington postcode: 2427

Flood Risk in Harrington, NSW: 2026 Assessment

Harrington, New South Wales· MidCoast Council· 2427
Harrington faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 8 May 2026

Flood Risk Score

6.5/10

Harrington faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Harrington faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Harrington, NSW
Overall Risk
Medium
Postcode
2427
Region
Regional
Median property value
$500,000
Dominant hazard
extreme heat (5/10)
Highest high-risk exposure
11.2% of land (bushfire)

Flood Risk Analysis

Harrington, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Several properties in Harrington are located within identified flood zones.

Harrington faces a moderate risk of flooding due to its proximity to the Manning River and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Harrington sits within ClimateNest's suburb-level hazard model for flood risk. 5.6% of the suburb's land area is mapped in high-risk flood zones and 84.2% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Harrington.

On ClimateNest's 0–10 suburb hazard index, Harrington scores 3 for flood risk — a lower exposure relative to the Australian suburb range. For comparison, properties in Harrington can still sit well above or below this suburb average depending on elevation, distance to waterways or vegetation, and local drainage.

Harrington located in Regional (postcode 2427), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $500,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Harrington.

Across the six hazard axes ClimateNest models, the dominant climate risk in Harrington is extreme heat (score 5/10), with moderate exposure. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). These suburb-level signals help prioritise which properties need the closest look — the actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Harrington, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Harrington are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayManning River
Elevation Range0-10m
Flood Zone ClassificationYes

Historical Events

2020
Moderate

Heavy rainfall caused flooding in the Manning River, affecting low-lying areas of Harrington.

2013
Moderate

Major flooding occurred in the Manning River, impacting Harrington and surrounding areas.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in flood levees and drainage improvements to protect properties from flooding.

Est. cost: High

Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as vegetation management and community education programs.

Est. cost: Medium

Heatwave Action Plan

Immediate

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Coastal Management Strategy

Long-term

Develop a coastal management strategy to address the impacts of sea level rise and coastal erosion.

Est. cost: High

Community Awareness Programs

Near-term

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 8 May 2026

Explore Harrington Risk Reports

Frequently Asked Questions

Is Harrington at risk of flooding?

Based on available data, Harrington has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Harrington?

Insurance costs for flood cover in Harrington depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Harrington?

Yes, flood risk can affect property values in Harrington. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Harrington?

Elevation is a critical factor in flood risk. Properties at higher elevations within Harrington typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What are the main climate risks in Harrington?

ClimateNest's suburb model rates Harrington's dominant climate risk as extreme heat at 5/10 on a 0–10 index, followed by damaging wind (4/10) and severe storm (4/10). These are suburb-level averages — an address-level report is needed to confirm the risk of a specific property in Harrington.

What share of Harrington is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.2% of Harrington in high-risk zones for bushfire, with a further 77.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Harrington Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Harrington, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections