📮 Horsley postcode: 2530

Bushfire Risk in Horsley, NSW: 2026 Assessment

Horsley, New South Wales· Wollongong· 2530
Horsley has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.Updated 30 May 2026

Bushfire Risk Score

4.0/10

Horsley has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key Facts

Bushfire Risk
Horsley has a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.
Trend
increasing
Suburb
Horsley, NSW
Overall Risk
Medium
Postcode
2530
Highest high-risk exposure
10.7% of land (bushfire)

Bushfire Risk Analysis

Horsley, New South Wales, has a horsley has a moderate bushfire risk due to surrounding bushland. hotter, drier conditions are expected to increase the frequency and intensity of bushfires. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

Properties adjacent to bushland are at higher risk.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Horsley, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Horsley including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Horsley sits within ClimateNest's suburb-level hazard model for bushfire risk. 10.7% of the suburb's land area is mapped in high-risk bushfire zones and 83.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Horsley.

Horsley (postcode 2530) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (10.7% of land in high-risk zones), riverine flood (9.5% of land in high-risk zones), surface flood (7.2% of land in high-risk zones). Exposure is not uniform across Horsley — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL Overlay / ZoneRFS Bush Fire Prone Land Map
Bushfire Prone AreaYes

Historical Events

2013
Minor

Bushfire near Horsley, requiring RFS intervention to protect properties.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Immediate

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Implement Heatwave Early Warning System

Near-term

Develop a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement vegetation management programs and promote fire-resistant building materials to reduce bushfire risk.

Est. cost: Medium

Community Education Programs

Long-term

Educate residents about climate risks and preparedness measures, including emergency planning and home adaptation.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water-saving practices to mitigate the impacts of drought and water scarcity.

Est. cost: Low

Council & Emergency Services

Wollongong City Council
Emergency Services

Data last updated: 30 May 2026

Explore Horsley Risk Reports

Frequently Asked Questions

Is Horsley in a bushfire prone area?

Parts of Horsley may be designated as bushfire prone land. Based on available data, Horsley has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Horsley?

BAL ratings in Horsley depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Horsley?

Yes, properties in bushfire-prone parts of Horsley may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Horsley?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Horsley is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 10.7% of Horsley in high-risk zones for bushfire, with a further 83.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Horsley Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Horsley, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections