Flood Risk in Jolly Nose, NSW: 2026 Assessment

Jolly Nose, New South Wales· UNKNOWN
Jolly Nose faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.Updated 10 May 2026

Flood Risk Score

6.5/10

Jolly Nose faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key Facts

Flood Risk
Jolly Nose faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.
Trend
increasing
Suburb
Jolly Nose, NSW
Overall Risk
Medium
Postcode
2445
Highest high-risk exposure
9.5% of land (bushfire)

Flood Risk Analysis

Jolly Nose, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The area has experienced minor flooding in the past, primarily due to heavy rainfall events. Improved drainage is needed in some areas.

Jolly Nose faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Jolly Nose sits within ClimateNest's suburb-level hazard model for flood risk. 4.1% of the suburb's land area is mapped in high-risk flood zones and 73% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Jolly Nose.

Jolly Nose (postcode 2445) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.5% of land in high-risk zones), surface flood (5.7% of land in high-risk zones), riverine flood (4.1% of land in high-risk zones). Exposure is not uniform across Jolly Nose — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayUnnamed Creek
Elevation Range5-15m
Flood Zone ClassificationLow to Moderate

Historical Events

2013
Moderate

Heavy rainfall caused localized flooding in low-lying areas of Jolly Nose.

Adaptation & Mitigation Actions

Upgrade Drainage Infrastructure

Near-term

Improve drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement Bushfire Management Strategies

Near-term

Reduce fuel loads and create firebreaks to protect properties from bushfires.

Est. cost: Medium

Develop a Heatwave Response Plan

Immediate

Establish cooling centers and provide support for vulnerable residents during heatwaves.

Est. cost: Low

Protect Coastal Ecosystems

Long-term

Restore and protect coastal vegetation to buffer against sea level rise and erosion.

Est. cost: Medium

Raise Community Awareness

Near-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

MidCoast Council
Emergency Services

Data last updated: 10 May 2026

Explore Jolly Nose Risk Reports

Frequently Asked Questions

Is Jolly Nose at risk of flooding?

Based on available data, Jolly Nose has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Jolly Nose?

Insurance costs for flood cover in Jolly Nose depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Jolly Nose?

Yes, flood risk can affect property values in Jolly Nose. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Jolly Nose?

Elevation is a critical factor in flood risk. Properties at higher elevations within Jolly Nose typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Jolly Nose is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.5% of Jolly Nose in high-risk zones for bushfire, with a further 80.2% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Jolly Nose Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Jolly Nose, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections