📮 Kempsey postcode: 2440

Heat Risk in Kempsey, NSW: 2026 Assessment

Kempsey, New South Wales· Kempsey Shire Council· 2440
Kempsey is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.Updated 3 Apr 2026

Heat Risk Score

6.1/10

Kempsey is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key Facts

Heat Risk
Kempsey is projected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Trend
increasing
Suburb
Kempsey, NSW
Overall Risk
Medium
Postcode
2440
Highest high-risk exposure
9.4% of land (surface flood)

Heat Risk Analysis

Kempsey in New South Wales faces elevated extreme heat risk. The Bureau of Meteorology (BOM) reports that Australia's average temperature has increased by approximately 1.5 °C since 1910, with the frequency of extreme heat days rising across most regions.

The urban heat island (UHI) effect can make built-up areas of Kempsey warmer than surrounding rural areas, particularly on summer nights. Dark roof materials, limited tree canopy cover, and heat-absorbing surfaces contribute to localised heat stress that varies by property.

Kempsey experiences hot summers, with average maximum temperatures in January exceeding 30 degrees Celsius. Heatwaves can last for several days and pose a risk to vulnerable populations.

Get an address-level heat risk assessment from ClimateNest for Kempsey including cooling cost estimates, heatwave vulnerability scoring, and adaptation recommendations tailored to your property.

Kempsey (postcode 2440) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.4% of land in high-risk zones), bushfire (8.7% of land in high-risk zones), riverine flood (8.2% of land in high-risk zones). Exposure is not uniform across Kempsey — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Avg January Max Temp31 °C
Heat Stress Events/Year5
Urban Heat ContextKempsey experiences hot summers, with average maximum temperatures in January exceeding 30 degrees Celsius. Heatwaves can last for several days and pose a risk to vulnerable populations.

Adaptation & Mitigation Actions

Improve flood defenses

Immediate

Invest in infrastructure to protect Kempsey from flooding, such as levees and improved drainage systems.

Est. cost: High

Develop a heatwave management plan

Near-term

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Reduce bushfire risk

Near-term

Implement fuel reduction programs and improve bushfire preparedness in the community.

Est. cost: Medium

Raise awareness of climate risks

Long-term

Educate the community about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 3 April 2026

Explore Kempsey Risk Reports

Frequently Asked Questions

How hot does Kempsey get in summer?

Kempsey in New South Wales experiences summer temperatures consistent with the regional climate. BOM publishes historical temperature data for weather stations near Kempsey. Get a property-specific heat exposure assessment with projected cooling costs from ClimateNest.

Is extreme heat increasing in Kempsey?

Australia-wide, extreme heat events have become more frequent since the mid-20th century, and this trend is consistent with CSIRO climate projections for New South Wales. Continued warming is likely through 2050 under all emissions scenarios.

How does heat affect energy costs for Kempsey properties?

Higher temperatures increase cooling demand, which raises electricity costs. ClimateNest provides energy cost projections based on your property's specific exposure to extreme heat days in Kempsey and the performance of your building envelope.

What heat mitigation measures work best in Kempsey?

Effective heat mitigation includes light-coloured roofing (cool roofs), ceiling and wall insulation, double-glazed windows, external shading, cross-ventilation design, and increasing tree canopy around the property. These measures reduce indoor temperatures and cooling costs.

What share of Kempsey is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.4% of Kempsey in high-risk zones for surface flood, with a further 74.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Kempsey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kempsey, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections