๐Ÿ“ฎ Kempsey postcode: 2440

Kempsey Median Property Value & Market Data (NSW)

Kempsey, New South Walesยท Kempsey Shire Councilยท 2440
Kempsey has a median property value in line with New South Wales averagesUpdated 3 Apr 2026

Price Score

6.0/10

Kempsey has a median property value in line with New South Wales averages

Key Facts

Median Price Range
$900kโ€“$1.2M
Suburb
Kempsey, NSW
Key Price Driver
Proximity to CBD and school catchments
Climate Risk Impact
Increasingly affects property values โ€” get a report
Postcode
2440
Highest high-risk exposure
9.4% of land (surface flood)

Median Property Value Analysis

Kempsey in New South Wales sits within the broader property market of the region. The median property value provides a benchmark for home buyers evaluating the suburb against neighbouring areas and state averages across New South Wales. Understanding where a suburb sits in the price spectrum is a critical first step in property research.

Property values in Kempsey are influenced by factors including location, housing stock diversity, school catchments, transport access, and increasingly climate risk exposure. The median price represents the middle point of all sales โ€” half sold for more, half for less โ€” and is the most commonly cited benchmark in Australian property market reporting. Domain and CoreLogic both publish suburb-level median price data that can be compared across New South Wales.

For buyers considering Kempsey, the relationship between property value and climate risk is becoming increasingly important. Properties in areas with lower exposure to flood, bushfire, and extreme heat may hold value better over the long term as climate risk awareness grows among Australian home buyers.

To make an informed property decision in Kempsey, an address-level assessment is essential. Get a complete ClimateNest report for your shortlisted property including climate risk scores, projected insurance costs, and long-term value outlook to complement your market research.

Kempsey (postcode 2440) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (9.4% of land in high-risk zones), bushfire (8.7% of land in high-risk zones), riverine flood (8.2% of land in high-risk zones). Exposure is not uniform across Kempsey โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Improve flood defenses

Immediate

Invest in infrastructure to protect Kempsey from flooding, such as levees and improved drainage systems.

Est. cost: High

Develop a heatwave management plan

Near-term

Implement strategies to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Medium

Reduce bushfire risk

Near-term

Implement fuel reduction programs and improve bushfire preparedness in the community.

Est. cost: Medium

Raise awareness of climate risks

Long-term

Educate the community about the risks of climate change and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Kempsey Shire Council
Emergency Services

Data last updated: 3 April 2026

Explore Kempsey Risk Reports

Frequently Asked Questions

What is the median property value in Kempsey?

The median property value for Kempsey in New South Wales provides a market benchmark for home buyers and sellers. For the most current median price data, consult Domain, CoreLogic, or your local real estate agent who can provide suburb-specific sales evidence and recent comparable sales. Property prices in New South Wales vary significantly by location, property type, and condition โ€” the median is a starting point, not a valuation.

How do property values in Kempsey compare to New South Wales averages?

Kempsey sits within the New South Wales property market. Statewide median prices in New South Wales range from $900k to $1.2M depending on property type and location. Consider climate risk alongside price data โ€” ClimateNest provides property-specific risk assessments for addresses across Kempsey.

What factors affect property values in Kempsey?

Property values in Kempsey are driven by location, proximity to schools and transport, housing stock quality and diversity, neighbourhood amenity, market conditions, and increasingly climate risk exposure. Address-level climate risk data from ClimateNest helps buyers make informed decisions.

Does climate risk affect property values in Kempsey?

Yes, climate risk is an increasingly important factor in property values across Australian suburbs, including Kempsey. Properties with verified lower climate risk may attract premium pricing as buyer awareness grows. A ClimateNest report provides address-level climate risk data to inform your property valuation.

What share of Kempsey is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 9.4% of Kempsey in high-risk zones for surface flood, with a further 74.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Kempsey Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Kempsey, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections