📮 Lake Conjola postcode: 2539

Is Lake Conjola, NSW Climate Safe? 2026 Assessment

Lake Conjola, New South Wales· Shoalhaven· 2539
Climate risk is high — address assessment recommendedUpdated 25 May 2026

Climate Safety Score

7.2/10

Climate risk is high — address assessment recommended

Key Facts

Climate Safety
High
Flood
Lake Conjola is at high risk of flooding due to its low-lying coastal location and proximity to Lake Conjola and the ocean. Intense rainfall events can cause the lake to overflow, inundating surrounding areas.
Bushfire
Lake Conjola faces a moderate bushfire risk due to the presence of surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires spreading to the suburb.
Heat
Lake Conjola is likely to experience more frequent and intense heatwaves in the future. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2539
Highest high-risk exposure
15.1% of land (bushfire)

Climate Safety Analysis

Lake Conjola in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Lake Conjola's climate safety include heat, flood, coastal, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Lake Conjola is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Lake Conjola including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Lake Conjola (postcode 2539) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.1% of land in high-risk zones), riverine flood (11.8% of land in high-risk zones), surface flood (4.8% of land in high-risk zones). Exposure is not uniform across Lake Conjola — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent
BAL Overlayhttps://www.rfs.nsw.gov.au/map
Nearest WaterwayLake Conjola
Flood ZoneCoastal floodplain
Avg January Max27.5 °C

Historical Events

2020
Moderate

Heavy rainfall caused flooding in the Shoalhaven region, with some properties in Lake Conjola experiencing inundation.

2019
Major

The Currowan bushfire impacted the Shoalhaven region, with significant smoke and ember attack affecting Lake Conjola.

2013
Moderate

A prolonged heatwave affected NSW, with Lake Conjola experiencing several days of extreme heat.

2011
Moderate

Major flooding occurred in the Shoalhaven region, impacting Lake Conjola with significant inundation of low-lying areas.

Adaptation & Mitigation Actions

Improve flood defenses

Near-term

Construct seawalls and levees to protect low-lying areas from flooding.

Est. cost: High

Implement bushfire management strategies

Immediate

Reduce fuel loads in surrounding bushland and improve building codes for fire resistance.

Est. cost: Medium

Develop a heatwave response plan

Near-term

Establish cooling centers and provide support for vulnerable populations during heatwaves.

Est. cost: Low

Relocate vulnerable infrastructure

Long-term

Move critical infrastructure away from areas at high risk of coastal erosion and inundation.

Est. cost: Very High

Community awareness programs

Immediate

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Shoalhaven City Council
Emergency Services

Data last updated: 25 May 2026

Explore Lake Conjola Risk Reports

Frequently Asked Questions

Is Lake Conjola safe from climate change?

No location in Australia is entirely immune to climate change impacts. Lake Conjola has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Lake Conjola?

The dominant hazard for Lake Conjola depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Lake Conjola compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Lake Conjola?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Lake Conjola?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Lake Conjola.

What share of Lake Conjola is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.1% of Lake Conjola in high-risk zones for bushfire, with a further 72.1% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Lake Conjola Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lake Conjola, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections