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Climate Risk Profile: Legume, NSW

Legume, New South Wales· Kyogle· 2476
Medium Risk
Updated May 2026

Legume, NSW, faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Overall Risk Score

52/100
Medium

Confidence: Medium

Hazard Breakdown

Flood
6.5
Bushfire
4.0
Heat
6.0
Coastal
1.0

Climate Hazard Breakdown for Legume

increasing

Flood

65/100

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways
increasing

Bushfire

40/100

Legume has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures may increase bushfire frequency and intensity.

Key drivers:

  • ·Drier conditions
  • ·Increased temperatures
increasing

Heat

60/100

Legume is expected to experience more frequent and intense heatwaves. Higher average temperatures can impact vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
stable

Coastal

10/100

Legume is not located near the coast, so coastal risks are minimal.

Key drivers:

  • ·Distance from coast
stable

Wind

28/100

Moderate wind risk — East Coast Lows and gust fronts

stable

Storm

39/100

Moderate storm risk — severe thunderstorms and hail

stable

Social

21/100

Moderate social stability — mixed urban density

increasing

Energy

35/100

Moderate energy costs — climate-driven cooling demand

In-Depth Climate Risk Guides for Legume

Should I Buy

Property buying guide with climate risk assessment

Flood Risk

Flood zone mapping, historical events, and projections

Bushfire Risk

BAL assessment, vegetation proximity, and fire history

Climate Safety

Multi-hazard safety assessment to 2050

Storm Risk

Severe weather, hail, and wind risk analysis

Heat Risk

Extreme heat days, urban heat island, and cooling costs

Insurance Costs

Premium estimates and insurance availability

Investment Score

Climate-adjusted property investment analysis

Detailed Hazard Analysis

heat Risk

60/100

Legume is expected to experience more frequent and intense heatwaves. Higher average temperatures can impact vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Climate change

Projections (RCP8.5)

2030

6.5

2050

7.0

Data source

flood Risk

65/100

Legume is located near waterways and may be susceptible to flooding. Climate change is expected to increase rainfall intensity, potentially increasing flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Climate change

Projections (RCP8.5)

2030

7.0

2050

7.5

Data source

coastal Risk

10/100

Legume is not located near the coast, so coastal risks are minimal.

Primary Drivers

  • ·Distance from coast

Projections (RCP8.5)

2030

1.0

2050

1.0

Data source

bushfire Risk

40/100

Legume has some bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures may increase bushfire frequency and intensity.

Primary Drivers

  • ·Drier conditions
  • ·Increased temperatures
  • ·Vegetation density

Projections (RCP8.5)

2030

4.5

2050

5.0

Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to flood and bushfire risk.

Price Impact

Property values may be affected by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property and lifestyle.
  • 4.Review insurance coverage for climate-related risks.

Local Climate Evidence

Flood Evidence

Nearest Waterway
Tooloom Creek
Elevation Range
700-800m
Flood Zone
Potentially affected

Local creeks and rivers can experience rapid rises in water levels during heavy rainfall events.

View council flood map

Bushfire Evidence

Distance to Bushland
Adjacent
Planning Overlay
RFS Bush Fire Prone Land
Bushfire Prone Area
Yes

The area is surrounded by eucalyptus forests, which are highly flammable.

Heat Evidence

Avg January Max Temp
30.5°C
Heat Stress Days/Year
3 days

Heatwaves are becoming more frequent and intense in the region.

Coastal Evidence

Distance to Coast
150 km
Sea Level Rise Exposure
None
Erosion Risk
None

Historical Climate Events

2011
floodModerate

Significant flooding occurred in the region, impacting local infrastructure and agriculture.

Source
2019
bushfireModerate

Bushfires impacted the region, causing property damage and environmental harm.

Source
2020
heatwaveModerate

A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius.

Source
2022
floodModerate

Heavy rainfall caused flash flooding in low-lying areas.

Source

Climate Outlook to 2050

Projections based on CSIRO and BOM climate modelling. Scenario: RCP8.5

HazardToday20302050
flood657.0(+0.5)7.5(+1.0)
bushfire404.3(+0.3)4.5(+0.5)
heat606.7(+0.7)7.2(+1.2)
coastal101.01.0

By 2030, Legume is projected to experience increased flooding and more frequent heatwaves. Bushfire risk will also be elevated.

CSIRO Climate Projections

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Learn more

Support Sustainable Agriculture

Long-term

Implement sustainable farming practices to reduce greenhouse gas emissions and improve resilience to climate change.

Est. cost: Medium

Learn more

About Legume's Climate Risk Profile

Legume is a small town in northern New South Wales. The region is characterized by rolling hills and agricultural land. Climate change is expected to bring significant changes to the area, particularly in the form of increased flooding, more frequent heatwaves, and a heightened risk of bushfires.

The primary concern for Legume is the increasing risk of flooding. The town is located near several waterways, making it vulnerable to heavy rainfall events. Climate change models predict more intense rainfall, which could lead to more frequent and severe flooding. This poses a threat to homes, businesses, and infrastructure.

Heatwaves are also expected to become more common and intense in Legume. Higher average temperatures can put a strain on the health of residents, especially the elderly and those with pre-existing conditions. It can also impact agricultural productivity and increase the risk of heat stress for livestock.

Bushfire risk is another factor to consider. The surrounding vegetation can become dry and flammable during periods of drought and high temperatures. This increases the likelihood of bushfires, which can threaten lives and property.

While coastal risks are minimal due to Legume's inland location, the community should still be aware of the broader impacts of climate change and take steps to adapt to the changing environment.

Data sources: BOM · CSIRO · NSW RFS · Kyogle Council

Local Government Resources

Kyogle Council

Climate StrategyFlood MapsEmergency Services

Frequently Asked Questions

What are the main climate change risks for Legume?

The main risks are increased flooding, more frequent and intense heatwaves, and a heightened risk of bushfires.

How will climate change affect property values in Legume?

Property values may be affected by increasing climate risks, particularly from flooding and bushfires. Insurance premiums may also increase.

What can I do to prepare for heatwaves in Legume?

Stay indoors during the hottest part of the day, drink plenty of water, and check on vulnerable neighbors. Consider installing air conditioning or visiting a cooling center.

What should I do during a flood in Legume?

Follow emergency instructions, evacuate if necessary, and avoid driving through floodwaters. Stay informed about flood warnings and monitor water levels.

How can I protect my home from bushfires in Legume?

Clear vegetation around your home, install fire-resistant materials, and have a bushfire survival plan. Stay informed about bushfire warnings and be prepared to evacuate.

Where can I find more information about climate change impacts in Legume?

You can find more information on the Kyogle Council website, the NSW Department of Planning and Environment website, and the CSIRO website.

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