📮 Legume postcode: 2476

Property Investment Score: Legume, NSW (2026)

Legume, New South Wales· Kyogle· 2476
Moderate investment with climate considerationsUpdated 26 May 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Legume, NSW
Postcode
2476
Highest high-risk exposure
11.9% of land (bushfire)

Investment Score Analysis

Legume in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be affected by increasing climate risks.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Legume with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Legume including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Legume (postcode 2476) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.9% of land in high-risk zones), surface flood (6.3% of land in high-risk zones), extreme wind (4.3% of land in high-risk zones). Exposure is not uniform across Legume — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookPremiums may increase due to flood and bushfire risk.
Price Impact from ClimateProperty values may be affected by increasing climate risks.
Resale Liquidity RiskMedium

Historical Events

2022
Moderate

Heavy rainfall caused flash flooding in low-lying areas.

2020
Moderate

A prolonged heatwave affected the region, with temperatures exceeding 40 degrees Celsius.

2019
Moderate

Bushfires impacted the region, causing property damage and environmental harm.

2011
Moderate

Significant flooding occurred in the region, impacting local infrastructure and agriculture.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risk, such as levees and improved drainage systems.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Develop Heatwave Response Plan

Immediate

Create a plan to protect vulnerable populations during heatwaves, including cooling centers and public awareness campaigns.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage water conservation practices to reduce the impact of droughts and water scarcity.

Est. cost: Low

Support Sustainable Agriculture

Long-term

Implement sustainable farming practices to reduce greenhouse gas emissions and improve resilience to climate change.

Est. cost: Medium

Council & Emergency Services

Kyogle Council
Emergency Services

Data last updated: 26 May 2026

Explore Legume Risk Reports

Frequently Asked Questions

Is Legume a good investment?

Legume has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Legume?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Legume. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Legume?

The resale outlook for Legume depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Legume?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of Legume is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.9% of Legume in high-risk zones for bushfire, with a further 63.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Legume Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Legume, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections