๐Ÿ“ฎ Little Bay postcode: 2036

Flood Risk in Little Bay, NSW: 2026 Assessment

Little Bay, New South Walesยท Randwickยท 2036
Little Bay has a moderate risk of flooding due to its proximity to coastal areas and local waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.Updated 25 May 2026

Flood Risk Score

6.5/10

Little Bay has a moderate risk of flooding due to its proximity to coastal areas and local waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

Key Facts

Flood Risk
Little Bay has a moderate risk of flooding due to its proximity to coastal areas and local waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.
Trend
increasing
Suburb
Little Bay, NSW
Overall Risk
Medium
Postcode
2036
Highest high-risk exposure
15.7% of land (bushfire)

Flood Risk Analysis

Little Bay, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates localized flooding during heavy rainfall events. Council flood maps outline areas at risk.

Little Bay has a moderate risk of flooding due to its proximity to coastal areas and local waterways. Intense rainfall events can lead to stormwater runoff and potential inundation of low-lying areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Little Bay sits within ClimateNest's suburb-level hazard model for flood risk. 4.2% of the suburb's land area is mapped in high-risk flood zones and 75.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Little Bay.

Little Bay (postcode 2036) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.7% of land in high-risk zones), surface flood (6.1% of land in high-risk zones), coastal inundation (4.6% of land in high-risk zones). Exposure is not uniform across Little Bay โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayLittle Bay
Elevation Range0-30 meters
Flood Zone ClassificationCoastal floodplain

Historical Events

2017
Minor

Heavy rainfall led to localized flooding in low-lying areas of Little Bay.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater infrastructure to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion and sea level rise.

Est. cost: High

Develop a heatwave management plan

Immediate

Establish cooling centers and provide public education on heat safety to mitigate the impacts of heatwaves.

Est. cost: Low

Promote water conservation

Near-term

Encourage residents to conserve water to reduce strain on water resources during droughts and heatwaves.

Est. cost: Low

Council & Emergency Services

Randwick City Council
Emergency Services

Data last updated: 25 May 2026

Explore Little Bay Risk Reports

Frequently Asked Questions

Is Little Bay at risk of flooding?

Based on available data, Little Bay has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Little Bay?

Insurance costs for flood cover in Little Bay depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Little Bay?

Yes, flood risk can affect property values in Little Bay. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Little Bay?

Elevation is a critical factor in flood risk. Properties at higher elevations within Little Bay typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Little Bay is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.7% of Little Bay in high-risk zones for bushfire, with a further 58.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Little Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Little Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections