๐Ÿ“ฎ Llandilo postcode: 2747

Flood Risk in Llandilo, NSW: 2026 Assessment

Llandilo, New South Walesยท Penrithยท 2747
Llandilo faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 24 May 2026

Flood Risk Score

6.5/10

Llandilo faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Llandilo faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Llandilo, NSW
Overall Risk
Medium
Postcode
2747
Highest high-risk exposure
18.7% of land (bushfire)

Flood Risk Analysis

Llandilo, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that parts of Llandilo are susceptible to inundation during heavy rainfall events.

Llandilo faces a moderate risk of flooding due to its proximity to the Hawkesbury River and local creeks. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Llandilo sits within ClimateNest's suburb-level hazard model for flood risk. 12.7% of the suburb's land area is mapped in high-risk flood zones and 67.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Llandilo.

Llandilo (postcode 2747) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (18.7% of land in high-risk zones), surface flood (14% of land in high-risk zones), riverine flood (12.7% of land in high-risk zones). Exposure is not uniform across Llandilo โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range20-40m
Flood Zone ClassificationLikely

Historical Events

2020
Moderate

Heavy rainfall led to flooding along the Hawkesbury River, affecting Llandilo.

2011
Moderate

Significant rainfall caused flooding in parts of Llandilo.

1990
Moderate

Major flooding of the Hawkesbury River impacted low-lying areas of Llandilo.

Adaptation & Mitigation Actions

Upgrade Flood Defenses

Near-term

Invest in levees and drainage systems to protect properties from flooding.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop a community heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Low

Bushfire Risk Mitigation

Near-term

Implement bushfire risk reduction measures, including vegetation management and community education.

Est. cost: Medium

Improve Building Standards

Long-term

Update building codes to incorporate climate resilience measures, such as flood-resistant materials and energy-efficient design.

Est. cost: Medium

Community Awareness Programs

Immediate

Conduct community workshops and awareness campaigns to educate residents about climate risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 24 May 2026

Explore Llandilo Risk Reports

Frequently Asked Questions

Is Llandilo at risk of flooding?

Based on available data, Llandilo has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Llandilo?

Insurance costs for flood cover in Llandilo depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Llandilo?

Yes, flood risk can affect property values in Llandilo. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Llandilo?

Elevation is a critical factor in flood risk. Properties at higher elevations within Llandilo typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Llandilo is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 18.7% of Llandilo in high-risk zones for bushfire, with a further 52.5% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Llandilo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Llandilo, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections