Flood Risk in Memagong, NSW: 2026 Assessment

Memagong, New South Wales· Cootamundra-Gundagai Regional Council
Memagong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.Updated 31 May 2026

Flood Risk Score

6.5/10

Memagong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key Facts

Flood Risk
Memagong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.
Trend
increasing
Suburb
Memagong, NSW
Overall Risk
Medium
Postcode
2594
Highest high-risk exposure
11% of land (riverine flood)

Flood Risk Analysis

Memagong, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that the area has experienced several significant flood events in the past.

Memagong faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Memagong sits within ClimateNest's suburb-level hazard model for flood risk. 11% of the suburb's land area is mapped in high-risk flood zones and 81.3% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Memagong.

Memagong (postcode 2594) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are riverine flood (11% of land in high-risk zones), bushfire (10.8% of land in high-risk zones), surface flood (5% of land in high-risk zones). Exposure is not uniform across Memagong — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMurrumbidgee River
Elevation Range200-250m
Flood Zone ClassificationAreas near the Murrumbidgee River are prone to flooding.

Historical Events

2022
Moderate

Heavy rainfall caused flooding in low-lying areas, disrupting transport and damaging property.

2012
Moderate

Significant flooding occurred in the region, impacting low-lying areas and causing property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flooding.

Est. cost: High

Bushfire Mitigation

Near-term

Implement bushfire mitigation strategies, such as controlled burns and vegetation management, to reduce the risk of bushfires.

Est. cost: Medium

Heatwave Preparedness

Immediate

Develop a heatwave preparedness plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Community Education

Long-term

Educate the community about climate change risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Cootamundra-Gundagai Regional Council
Emergency Services

Data last updated: 31 May 2026

Explore Memagong Risk Reports

Frequently Asked Questions

Is Memagong at risk of flooding?

Based on available data, Memagong has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Memagong?

Insurance costs for flood cover in Memagong depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Memagong?

Yes, flood risk can affect property values in Memagong. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Memagong?

Elevation is a critical factor in flood risk. Properties at higher elevations within Memagong typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Memagong is exposed to high riverine flood risk?

ClimateNest's hazard overlay maps 11% of Memagong in high-risk zones for riverine flood, with a further 81.3% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Memagong Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Memagong, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections