Flood Risk in Mongarlowe, NSW: 2026 Assessment

Mongarlowe, New South Wales· UNKNOWN
Mongarlowe faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.Updated 24 May 2026

Flood Risk Score

6.0/10

Mongarlowe faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

Key Facts

Flood Risk
Mongarlowe faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.
Trend
increasing
Suburb
Mongarlowe, NSW
Overall Risk
Medium
Postcode
2622
Highest high-risk exposure
24.6% of land (bushfire)

Flood Risk Analysis

Mongarlowe, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates periodic inundation of low-lying areas near the Mongarlowe River.

Mongarlowe faces a moderate risk of flooding due to its proximity to waterways and historical flood events. Climate change is expected to increase rainfall intensity, potentially worsening flood conditions.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mongarlowe sits within ClimateNest's suburb-level hazard model for flood risk. 4.8% of the suburb's land area is mapped in high-risk flood zones and 72.8% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mongarlowe.

Mongarlowe (postcode 2622) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (24.6% of land in high-risk zones), surface flood (8.8% of land in high-risk zones), riverine flood (4.8% of land in high-risk zones). Exposure is not uniform across Mongarlowe — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMongarlowe River
Elevation Range600-700m
Flood Zone ClassificationModerate

Historical Events

2016
Moderate

Heavy rainfall caused the Mongarlowe River to flood, inundating low-lying areas and disrupting transportation.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Resilience Building

Long-term

Promote community resilience through education and awareness programs on climate change risks and adaptation strategies.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 24 May 2026

Explore Mongarlowe Risk Reports

Frequently Asked Questions

Is Mongarlowe at risk of flooding?

Based on available data, Mongarlowe has a notable flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mongarlowe?

Insurance costs for flood cover in Mongarlowe depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mongarlowe?

Yes, flood risk can affect property values in Mongarlowe. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mongarlowe?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mongarlowe typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mongarlowe is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 24.6% of Mongarlowe in high-risk zones for bushfire, with a further 54% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Mongarlowe Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mongarlowe, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections