📮 Moonee Beach postcode: 2450

Is Moonee Beach, NSW Climate Safe? 2026 Assessment

Moonee Beach, New South Wales· UNKNOWN· 2450
Moderate climate risk — address-specificUpdated 3 Apr 2026

Climate Safety Score

5.8/10

Moderate climate risk — address-specific

Key Facts

Climate Safety
Medium
Flood
Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Bushfire
The area around Moonee Beach has a moderate bushfire risk due to surrounding bushland. Hot, dry conditions and strong winds can increase the likelihood of bushfires.
Heat
Moonee Beach is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2450
Highest high-risk exposure
19% of land (bushfire)

Climate Safety Analysis

Moonee Beach in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting Moonee Beach's climate safety include heat, flood, coastal. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in Moonee Beach is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for Moonee Beach including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

Moonee Beach (postcode 2450) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones), surface flood (4.2% of land in high-risk zones). Exposure is not uniform across Moonee Beach — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandAdjacent to bushland reserves
BAL OverlayRefer to NSW Rural Fire Service bushfire maps.
Nearest WaterwayMoonee Creek
Flood ZoneAreas near Moonee Creek are prone to flooding.
Avg January Max28.5 °C

Historical Events

2022
Major

Significant flooding event impacted numerous properties and infrastructure in Moonee Beach following intense rainfall.

2020
Moderate

A prolonged heatwave resulted in increased demand for cooling and placed stress on vulnerable populations.

2019
Moderate

Bushfires in the region caused smoky conditions and required residents to be prepared for potential evacuation.

2013
Moderate

Heavy rainfall caused flooding in low-lying areas of Moonee Beach, impacting some residential properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a comprehensive heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Coastal Protection

Long-term

Implement coastal protection measures to address erosion and sea level rise, such as seawalls and beach nourishment.

Est. cost: Very High

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through community education, hazard reduction burns, and property protection measures.

Est. cost: Medium

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 3 April 2026

Explore Moonee Beach Risk Reports

Frequently Asked Questions

Is Moonee Beach safe from climate change?

No location in Australia is entirely immune to climate change impacts. Moonee Beach has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in Moonee Beach?

The dominant hazard for Moonee Beach depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does Moonee Beach compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in Moonee Beach?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for Moonee Beach?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for Moonee Beach.

What share of Moonee Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19% of Moonee Beach in high-risk zones for bushfire, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Moonee Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moonee Beach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections