๐Ÿ“ฎ Moonee Beach postcode: 2450

Flood Risk in Moonee Beach, NSW: 2026 Assessment

Moonee Beach, New South Walesยท UNKNOWNยท 2450
Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.Updated 3 Apr 2026

Flood Risk Score

6.5/10

Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

Key Facts

Flood Risk
Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.
Trend
increasing
Suburb
Moonee Beach, NSW
Overall Risk
Medium
Postcode
2450
Highest high-risk exposure
19% of land (bushfire)

Flood Risk Analysis

Moonee Beach, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties close to the creek have experienced inundation during heavy rainfall events.

Moonee Beach faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine and flash flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Moonee Beach sits within ClimateNest's suburb-level hazard model for flood risk. 3.6% of the suburb's land area is mapped in high-risk flood zones and 84.1% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Moonee Beach.

Moonee Beach (postcode 2450) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (19% of land in high-risk zones), extreme wind (6.1% of land in high-risk zones), surface flood (4.2% of land in high-risk zones). Exposure is not uniform across Moonee Beach โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayMoonee Creek
Elevation Range0-20 meters
Flood Zone ClassificationAreas near Moonee Creek are prone to flooding.

Historical Events

2022
Major

Significant flooding event impacted numerous properties and infrastructure in Moonee Beach following intense rainfall.

2013
Moderate

Heavy rainfall caused flooding in low-lying areas of Moonee Beach, impacting some residential properties.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as improved drainage systems and levees.

Est. cost: High

Develop Heat Action Plan

Immediate

Implement a comprehensive heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Strengthen Coastal Protection

Long-term

Implement coastal protection measures to address erosion and sea level rise, such as seawalls and beach nourishment.

Est. cost: Very High

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through community education, hazard reduction burns, and property protection measures.

Est. cost: Medium

Council & Emergency Services

Coffs Harbour City Council
Emergency Services

Data last updated: 3 April 2026

Explore Moonee Beach Risk Reports

Frequently Asked Questions

Is Moonee Beach at risk of flooding?

Based on available data, Moonee Beach has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Moonee Beach?

Insurance costs for flood cover in Moonee Beach depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Moonee Beach?

Yes, flood risk can affect property values in Moonee Beach. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Moonee Beach?

Elevation is a critical factor in flood risk. Properties at higher elevations within Moonee Beach typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Moonee Beach is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 19% of Moonee Beach in high-risk zones for bushfire, with a further 63.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Moonee Beach Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moonee Beach, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections