๐Ÿ“ฎ Mulgrave postcode: 2756

Flood Risk in Mulgrave, NSW: 2026 Assessment

Mulgrave, New South Walesยท Hawkesburyยท 2756
Mulgrave is at high risk of flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 10 May 2026

Flood Risk Score

8.5/10

Mulgrave is at high risk of flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
Mulgrave is at high risk of flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
Mulgrave, NSW
Overall Risk
High
Postcode
2756
Highest high-risk exposure
11.6% of land (bushfire)

Flood Risk Analysis

Mulgrave, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Mulgrave is located on the Hawkesbury River floodplain and has a history of flooding.

Mulgrave is at high risk of flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Mulgrave sits within ClimateNest's suburb-level hazard model for flood risk. 6.3% of the suburb's land area is mapped in high-risk flood zones and 77.9% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Mulgrave.

Mulgrave (postcode 2756) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.6% of land in high-risk zones), surface flood (8% of land in high-risk zones), extreme wind (7.3% of land in high-risk zones). Exposure is not uniform across Mulgrave โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range10-20m
Flood Zone ClassificationYes

Historical Events

2020
Moderate

Flooding along the Hawkesbury River impacted Mulgrave.

2011
Moderate

Moderate flooding of the Hawkesbury River affected low-lying areas in Mulgrave.

1990
Major

Major flooding of the Hawkesbury River inundated parts of Mulgrave.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees and drainage systems to protect properties from flooding.

Est. cost: High

Develop a Heat Action Plan

Near-term

Create a community heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Bushfire Risk Mitigation

Near-term

Implement bushfire risk reduction measures, such as clearing vegetation around properties.

Est. cost: Low

Upgrade Building Codes

Long-term

Update building codes to require new buildings to be more resilient to climate change impacts.

Est. cost: High

Community Awareness Programs

Immediate

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 10 May 2026

Explore Mulgrave Risk Reports

Frequently Asked Questions

Is Mulgrave at risk of flooding?

Based on available data, Mulgrave has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Mulgrave?

Insurance costs for flood cover in Mulgrave depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Mulgrave?

Yes, flood risk can affect property values in Mulgrave. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Mulgrave?

Elevation is a critical factor in flood risk. Properties at higher elevations within Mulgrave typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Mulgrave is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.6% of Mulgrave in high-risk zones for bushfire, with a further 77.5% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Mulgrave Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mulgrave, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections