๐Ÿ“ฎ Pennant Hills postcode: 2120

Flood Risk in Pennant Hills, NSW: 2026 Assessment

Pennant Hills, New South Walesยท Hornsbyยท 2120
Pennant Hills has a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Properties near creeks and low-lying areas are most vulnerable.Updated 11 May 2026

Flood Risk Score

6.5/10

Pennant Hills has a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Properties near creeks and low-lying areas are most vulnerable.

Key Facts

Flood Risk
Pennant Hills has a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Properties near creeks and low-lying areas are most vulnerable.
Trend
increasing
Suburb
Pennant Hills, NSW
Overall Risk
Medium
Postcode
2120
Highest high-risk exposure
15.3% of land (bushfire)

Flood Risk Analysis

Pennant Hills, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood data indicates that properties near Devlins Creek are most at risk.

Pennant Hills has a moderate risk of flooding due to its proximity to waterways and potential for heavy rainfall. Properties near creeks and low-lying areas are most vulnerable.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Pennant Hills sits within ClimateNest's suburb-level hazard model for flood risk. 11.3% of the suburb's land area is mapped in high-risk flood zones and 63.7% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Pennant Hills.

Pennant Hills (postcode 2120) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.3% of land in high-risk zones), surface flood (11.5% of land in high-risk zones), riverine flood (11.3% of land in high-risk zones). Exposure is not uniform across Pennant Hills โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayDevlins Creek
Elevation Range80-120m
Flood Zone ClassificationSome properties are within the 1% AEP flood zone.

Historical Events

2013
Moderate

Flash flooding occurred in Pennant Hills due to intense rainfall, causing damage to some properties.

1990
Moderate

Heavy rainfall caused flooding in low-lying areas of Pennant Hills, particularly near Devlins Creek.

Adaptation & Mitigation Actions

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Implement a heatwave management plan

Immediate

Develop and implement a heatwave management plan to protect vulnerable populations during periods of extreme heat.

Est. cost: Low

Bushfire hazard reduction

Near-term

Conduct regular bushfire hazard reduction activities, such as clearing vegetation around properties, to reduce the risk of bushfires.

Est. cost: Low

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during periods of drought.

Est. cost: Low

Council & Emergency Services

Hornsby Shire Council
Emergency Services

Data last updated: 11 May 2026

Explore Pennant Hills Risk Reports

Frequently Asked Questions

Is Pennant Hills at risk of flooding?

Based on available data, Pennant Hills has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Pennant Hills?

Insurance costs for flood cover in Pennant Hills depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Pennant Hills?

Yes, flood risk can affect property values in Pennant Hills. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Pennant Hills?

Elevation is a critical factor in flood risk. Properties at higher elevations within Pennant Hills typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Pennant Hills is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.3% of Pennant Hills in high-risk zones for bushfire, with a further 54.8% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Pennant Hills Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pennant Hills, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections