๐Ÿ“ฎ Penrose postcode: 2579

Flood Risk in Penrose, NSW: 2026 Assessment

Penrose, New South Walesยท Wingecarribeeยท 2579
Penrose faces a moderate risk of flooding due to its location and rainfall patterns. Increased rainfall intensity could exacerbate this risk.Updated 30 May 2026

Flood Risk Score

6.5/10

Penrose faces a moderate risk of flooding due to its location and rainfall patterns. Increased rainfall intensity could exacerbate this risk.

Key Facts

Flood Risk
Penrose faces a moderate risk of flooding due to its location and rainfall patterns. Increased rainfall intensity could exacerbate this risk.
Trend
increasing
Suburb
Penrose, NSW
Overall Risk
Medium
Postcode
2579
Highest high-risk exposure
15.4% of land (bushfire)

Flood Risk Analysis

Penrose, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Historical flood events have impacted low-lying areas near the Wingecarribee River.

Penrose faces a moderate risk of flooding due to its location and rainfall patterns. Increased rainfall intensity could exacerbate this risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Penrose sits within ClimateNest's suburb-level hazard model for flood risk. 6.2% of the suburb's land area is mapped in high-risk flood zones and 83.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Penrose.

Penrose (postcode 2579) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (15.4% of land in high-risk zones), surface flood (10% of land in high-risk zones), extreme wind (6.3% of land in high-risk zones). Exposure is not uniform across Penrose โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayWingecarribee River
Elevation Range600-700m
Flood Zone ClassificationPotentially affected by local overland flow

Historical Events

2016
Moderate

Heavy rainfall caused flooding in low-lying areas, affecting homes and businesses.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Bushfire Risk Mitigation

Immediate

Implement bushfire risk reduction measures, such as vegetation management and community education programs.

Est. cost: Medium

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan to protect vulnerable residents during extreme heat events.

Est. cost: Low

Community Emergency Planning

Immediate

Develop and implement a comprehensive community emergency plan to prepare for and respond to extreme weather events.

Est. cost: Low

Council & Emergency Services

Wingecarribee Shire Council
Emergency Services

Data last updated: 30 May 2026

Explore Penrose Risk Reports

Frequently Asked Questions

Is Penrose at risk of flooding?

Based on available data, Penrose has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Penrose?

Insurance costs for flood cover in Penrose depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Penrose?

Yes, flood risk can affect property values in Penrose. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Penrose?

Elevation is a critical factor in flood risk. Properties at higher elevations within Penrose typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of Penrose is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 15.4% of Penrose in high-risk zones for bushfire, with a further 62.3% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is Penrose Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Penrose, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections