Property Investment Score: Pimlico Island, NSW (2026)

Pimlico Island, New South Wales· UNKNOWN
Moderate investment with climate considerationsUpdated 13 Apr 2026

Investment Score

5.5/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.5/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
Pimlico Island, NSW
Postcode
2478
Highest high-risk exposure
11.5% of land (surface flood)

Investment Score Analysis

Pimlico Island in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be negatively impacted by the increasing risk of climate change hazards.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in Pimlico Island with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for Pimlico Island including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

Pimlico Island (postcode 2478) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.5% of land in high-risk zones), riverine flood (6.1% of land in high-risk zones), bushfire (5.4% of land in high-risk zones). Exposure is not uniform across Pimlico Island — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to the increasing risk of flooding and coastal erosion.
Price Impact from ClimateProperty values may be negatively impacted by the increasing risk of climate change hazards.
Resale Liquidity RiskMedium

Historical Events

2022
Moderate

Renewed flooding of the Clarence River impacted Pimlico Island, though less severely than in 2019.

2020
Moderate

A prolonged heatwave in January 2020 resulted in high temperatures and heat stress on Pimlico Island.

2019
Major

Major flooding of the Clarence River caused widespread inundation and damage on Pimlico Island.

2013
Moderate

The Clarence River experienced moderate flooding, inundating low-lying areas of Pimlico Island.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Construct levees and seawalls to protect low-lying areas from flooding and coastal erosion.

Est. cost: High

Develop Heatwave Response Plan

Immediate

Implement a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Raise Home Foundations

Long-term

Elevate homes and businesses to reduce the risk of flood damage.

Est. cost: High

Install Rainwater Tanks

Near-term

Install rainwater tanks to conserve water and reduce stormwater runoff.

Est. cost: Medium

Plant Native Vegetation

Long-term

Plant native vegetation along the coastline to stabilize the soil and reduce erosion.

Est. cost: Low

Council & Emergency Services

Clarence Valley Council
Emergency Services

Data last updated: 13 April 2026

Explore Pimlico Island Risk Reports

Frequently Asked Questions

Is Pimlico Island a good investment?

Pimlico Island has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in Pimlico Island?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within Pimlico Island. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in Pimlico Island?

The resale outlook for Pimlico Island depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near Pimlico Island?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of Pimlico Island is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.5% of Pimlico Island in high-risk zones for surface flood, with a further 76.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Pimlico Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Pimlico Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections