📮 Ramsgate postcode: 2217

Bushfire Risk in Ramsgate, NSW: 2026 Assessment

Ramsgate, New South Wales· Bayside· 2217
Bushfire risk in Ramsgate is relatively low due to its urban environment and distance from large bushland areas. However, ember attacks from distant fires remain a potential threat.Updated 18 May 2026

Bushfire Risk Score

3.0/10

Bushfire risk in Ramsgate is relatively low due to its urban environment and distance from large bushland areas. However, ember attacks from distant fires remain a potential threat.

Key Facts

Bushfire Risk
Bushfire risk in Ramsgate is relatively low due to its urban environment and distance from large bushland areas. However, ember attacks from distant fires remain a potential threat.
Trend
stable
Suburb
Ramsgate, NSW
Overall Risk
Medium
Postcode
2217
Highest high-risk exposure
11.6% of land (surface flood)

Bushfire Risk Analysis

Ramsgate, New South Wales, has a bushfire risk in ramsgate is relatively low due to its urban environment and distance from large bushland areas. however, ember attacks from distant fires remain a potential threat. bushfire risk profile. Key factors include distance to classified bushland, vegetation type, slope, and historical bushfire activity in the region. The New South Wales fire authority maps bushfire-prone areas and assigns BAL (Bushfire Attack Level) ratings.

The risk is primarily from ember attacks rather than direct flame.

CSIRO research indicates climate change is extending fire seasons and increasing the number of severe fire weather days across southern and eastern Australia. For Ramsgate, this may mean shifts in bushfire risk levels over the coming decades, making property-level BAL assessment increasingly important.

Use ClimateNest for a complete address-level bushfire risk report for Ramsgate including BAL zone assessment, evacuation route mapping, and property-specific risk mitigation recommendations.

Ramsgate sits within ClimateNest's suburb-level hazard model for bushfire risk. 9.7% of the suburb's land area is mapped in high-risk bushfire zones and 69.6% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in Ramsgate.

Ramsgate (postcode 2217) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are surface flood (11.6% of land in high-risk zones), bushfire (9.7% of land in high-risk zones), riverine flood (7.5% of land in high-risk zones). Exposure is not uniform across Ramsgate — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to Bushland2 km to nearest bushland
BAL Overlay / ZoneNot significantly affected by bushfire overlay
Bushfire Prone AreaNo

Adaptation & Mitigation Actions

Upgrade stormwater drainage infrastructure

Near-term

Invest in upgrading the stormwater drainage system to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: High

Implement a heatwave management plan

Immediate

Develop and implement a heatwave management plan to protect vulnerable residents during extreme heat events.

Est. cost: Medium

Protect and restore coastal ecosystems

Long-term

Protect and restore coastal ecosystems such as mangroves and saltmarshes to provide natural buffers against sea level rise and storm surges.

Est. cost: Medium

Raise awareness about climate risks

Near-term

Conduct community awareness campaigns to educate residents about climate risks and adaptation measures.

Est. cost: Low

Promote water-sensitive urban design

Long-term

Encourage the use of water-sensitive urban design principles in new developments to reduce stormwater runoff and improve water quality.

Est. cost: Medium

Council & Emergency Services

Bayside Council
Emergency Services

Data last updated: 18 May 2026

Explore Ramsgate Risk Reports

Frequently Asked Questions

Is Ramsgate in a bushfire prone area?

Parts of Ramsgate may be designated as bushfire prone land. Based on available data, Ramsgate has a notable bushfire risk. Check your specific property for BAL ratings through ClimateNest or your local council.

What BAL rating applies to properties in Ramsgate?

BAL ratings in Ramsgate depend on the property's distance from classified vegetation, vegetation type, and slope. A site-specific assessment under AS 3959 is required to determine the exact BAL rating for any property within the suburb.

Does bushfire risk affect insurance in Ramsgate?

Yes, properties in bushfire-prone parts of Ramsgate may face higher building insurance premiums. Insurers assess bushfire risk based on BAL rating, fire history, and proximity to bushland. Some insurers may restrict cover in very high-risk locations.

What bushfire mitigation measures help protect homes in Ramsgate?

Effective bushfire mitigation includes maintaining cleared asset protection zones, using ember-proof mesh on vents, installing metal gutter guards, using non-combustible building materials, and maintaining defendable space. Consult the New South Wales fire authority for property-specific guidance.

What share of Ramsgate is exposed to high surface flood risk?

ClimateNest's hazard overlay maps 11.6% of Ramsgate in high-risk zones for surface flood, with a further 64.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is Ramsgate Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Ramsgate, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections