Is South Murwillumbah, NSW Climate Safe? 2026 Assessment

South Murwillumbah, New South Wales· UNKNOWN
Climate risk is high — address assessment recommendedUpdated 27 May 2026

Climate Safety Score

7.2/10

Climate risk is high — address assessment recommended

Key Facts

Climate Safety
High
Flood
South Murwillumbah is located on the Tweed River floodplain, making it highly susceptible to flooding. Increased rainfall intensity and rising river levels are expected to exacerbate flood risk.
Bushfire
The area surrounding South Murwillumbah has some bushfire risk due to nearby vegetation. Drier conditions and increased temperatures are projected to increase bushfire frequency and intensity.
Heat
South Murwillumbah is projected to experience more frequent and intense heatwaves. This will increase the risk of heatstroke and other heat-related illnesses, particularly for vulnerable populations.
Storm
Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
Postcode
2484
Highest high-risk exposure
11.3% of land (bushfire)

Climate Safety Analysis

South Murwillumbah in New South Wales has an overall climate safety rating of High. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.

Key factors affecting South Murwillumbah's climate safety include heat, flood, bushfire. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.

Climate safety for property in South Murwillumbah is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.

For a complete property-specific climate safety report for South Murwillumbah including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.

South Murwillumbah (postcode 2484) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.3% of land in high-risk zones), surface flood (10.3% of land in high-risk zones), riverine flood (5.6% of land in high-risk zones). Exposure is not uniform across South Murwillumbah — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Distance to BushlandWithin 1km
BAL OverlayLikely
Nearest WaterwayTweed River
Flood ZoneYes
Avg January Max30.5 °C

Historical Events

2022
Major

Record-breaking floods inundated South Murwillumbah, causing widespread damage and displacement.

2019
Moderate

Bushfires in the region caused smoky conditions and raised concerns about property damage.

2017
Moderate

Flooding along the Tweed River impacted South Murwillumbah, causing road closures and property damage.

2013
Moderate

A prolonged heatwave led to increased hospital admissions and strain on infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to reduce flood risk.

Est. cost: High

Bushfire Preparedness

Near-term

Implement vegetation management programs, improve building standards, and develop community evacuation plans.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan with cooling centers, public awareness campaigns, and support for vulnerable populations.

Est. cost: Low

Climate-Resilient Infrastructure

Long-term

Incorporate climate change projections into infrastructure planning and design to ensure long-term resilience.

Est. cost: High

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 27 May 2026

Explore South Murwillumbah Risk Reports

Frequently Asked Questions

Is South Murwillumbah safe from climate change?

No location in Australia is entirely immune to climate change impacts. South Murwillumbah has an overall High climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.

Which climate hazard poses the biggest risk in South Murwillumbah?

The dominant hazard for South Murwillumbah depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.

How does South Murwillumbah compare to nearby suburbs for climate safety?

Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.

Should I be concerned about buying property in South Murwillumbah?

Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.

What climate projections should I know for South Murwillumbah?

Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for South Murwillumbah.

What share of South Murwillumbah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.3% of South Murwillumbah in high-risk zones for bushfire, with a further 68% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is South Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections