Property Investment Score: South Murwillumbah, NSW (2026)

South Murwillumbah, New South Wales· UNKNOWN
Higher risk — factor climate into returnsUpdated 27 May 2026

Investment Score

7.2/10

Higher risk — factor climate into returns

Key Facts

Investment Score
7.2/10
Climate Risk
High
Resale Risk
Medium
Suburb
South Murwillumbah, NSW
Postcode
2484
Highest high-risk exposure
11.3% of land (bushfire)

Investment Score Analysis

South Murwillumbah in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall High risk rating is a key input for investors evaluating climate-adjusted returns.

Properties in flood-prone areas may experience price reductions.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in South Murwillumbah with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for South Murwillumbah including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

South Murwillumbah (postcode 2484) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.3% of land in high-risk zones), surface flood (10.3% of land in high-risk zones), riverine flood (5.6% of land in high-risk zones). Exposure is not uniform across South Murwillumbah — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums are likely to increase due to the high flood risk.
Price Impact from ClimateProperties in flood-prone areas may experience price reductions.
Resale Liquidity RiskMedium

Historical Events

2022
Major

Record-breaking floods inundated South Murwillumbah, causing widespread damage and displacement.

2019
Moderate

Bushfires in the region caused smoky conditions and raised concerns about property damage.

2017
Moderate

Flooding along the Tweed River impacted South Murwillumbah, causing road closures and property damage.

2013
Moderate

A prolonged heatwave led to increased hospital admissions and strain on infrastructure.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to reduce flood risk.

Est. cost: High

Bushfire Preparedness

Near-term

Implement vegetation management programs, improve building standards, and develop community evacuation plans.

Est. cost: Medium

Heatwave Action Plan

Near-term

Develop a heatwave action plan with cooling centers, public awareness campaigns, and support for vulnerable populations.

Est. cost: Low

Climate-Resilient Infrastructure

Long-term

Incorporate climate change projections into infrastructure planning and design to ensure long-term resilience.

Est. cost: High

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 27 May 2026

Explore South Murwillumbah Risk Reports

Frequently Asked Questions

Is South Murwillumbah a good investment?

South Murwillumbah has an overall High climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in South Murwillumbah?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within South Murwillumbah. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in South Murwillumbah?

The resale outlook for South Murwillumbah depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near South Murwillumbah?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of South Murwillumbah is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.3% of South Murwillumbah in high-risk zones for bushfire, with a further 68% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is South Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections