๐Ÿ“ฎ South Windsor postcode: 2756

Flood Risk in South Windsor, NSW: 2026 Assessment

South Windsor, New South Walesยท Hawkesburyยท 2756
South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.Updated 4 Apr 2026

Flood Risk Score

8.5/10

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key Facts

Flood Risk
South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.
Trend
increasing
Suburb
South Windsor, NSW
Overall Risk
High
Postcode
2756
Highest high-risk exposure
11.8% of land (bushfire)

Flood Risk Analysis

South Windsor, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Hawkesbury River regularly floods, impacting low-lying areas of South Windsor. Historical flood data and council flood maps provide valuable information for residents.

South Windsor is highly susceptible to flooding due to its proximity to the Hawkesbury River and low-lying areas. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

South Windsor sits within ClimateNest's suburb-level hazard model for flood risk. 4.4% of the suburb's land area is mapped in high-risk flood zones and 90.4% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in South Windsor.

South Windsor (postcode 2756) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (11.8% of land in high-risk zones), surface flood (8.5% of land in high-risk zones), extreme wind (4.5% of land in high-risk zones). Exposure is not uniform across South Windsor โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Nearest WaterwayHawkesbury River
Elevation Range10-30 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Severe flooding of the Hawkesbury River inundated large parts of South Windsor, causing widespread damage and displacement.

2021
Moderate

Significant flooding along the Hawkesbury River impacted South Windsor, causing property damage and road closures.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in levees, drainage improvements, and flood-proofing measures to protect properties from rising floodwaters.

Est. cost: High

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for fire resistance, maintain firebreaks, and conduct community education programs on bushfire safety.

Est. cost: Medium

Develop Heat Action Plans

Immediate

Establish cooling centers, provide heatwave early warning systems, and promote public awareness campaigns on heat safety.

Est. cost: Low

Strengthen Emergency Response

Near-term

Improve coordination between emergency services, develop evacuation plans, and ensure adequate resources are available to respond to extreme weather events.

Est. cost: Medium

Promote Water Conservation

Long-term

Implement water restrictions, encourage rainwater harvesting, and invest in water-efficient infrastructure to manage water scarcity during droughts.

Est. cost: Medium

Council & Emergency Services

Hawkesbury City Council
Emergency Services

Data last updated: 4 April 2026

Explore South Windsor Risk Reports

Frequently Asked Questions

Is South Windsor at risk of flooding?

Based on available data, South Windsor has a notable flood risk profile. Flood risk varies by address โ€” check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in South Windsor?

Insurance costs for flood cover in South Windsor depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in South Windsor?

Yes, flood risk can affect property values in South Windsor. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in South Windsor?

Elevation is a critical factor in flood risk. Properties at higher elevations within South Windsor typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

What share of South Windsor is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 11.8% of South Windsor in high-risk zones for bushfire, with a further 60.9% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is South Windsor Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for South Windsor, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections