Is St Fillans, NSW Climate Safe? 2026 Assessment
Climate Safety Score
5.2/10Moderate climate risk — address-specific
Key Facts
- Climate Safety
- Medium
- Flood
- St Fillans faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to flash flooding.
- Bushfire
- The risk of bushfires in St Fillans is moderate, influenced by surrounding vegetation and dry conditions during the fire season.
- Heat
- St Fillans is likely to experience more frequent and intense heatwaves, posing a risk to vulnerable populations.
- Storm
- Moderate storm risk — East Coast Lows bring severe weather including hail and damaging winds
- Postcode
- 2850
- Highest high-risk exposure
- 9.1% of land (bushfire)
Climate Safety Analysis
St Fillans in New South Wales has an overall climate safety rating of Medium. This multi-hazard assessment combines flood, bushfire, heat, coastal, and storm risk data with climate projections to 2050 from CSIRO and the Bureau of Meteorology.
Key factors affecting St Fillans's climate safety include heat, flood. Each hazard is assessed independently and combined for an overall picture. Australia has warmed by approximately 1.5 °C since 1910, with flow-on effects to fire weather, extreme rainfall, and heatwave frequency.
Climate safety for property in St Fillans is not uniform — it varies by address. Factors such as elevation, distance to waterways, proximity to bushland, and local drainage all influence actual risk at a specific property. Two nearby properties can have materially different risk profiles.
For a complete property-specific climate safety report for St Fillans including address-level hazard mapping, insurance outlook, and adaptation recommendations, use the ClimateNest full analysis tool.
St Fillans (postcode 2850) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.1% of land in high-risk zones), surface flood (7.7% of land in high-risk zones), extreme wind (6.8% of land in high-risk zones). Exposure is not uniform across St Fillans — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Prolonged heatwave conditions impacted vulnerable residents.
Severe storm caused damage to property and infrastructure.
Bushfires in the surrounding areas threatened the suburb, requiring evacuations.
Significant flooding event impacted the region, causing property damage and disruptions.
Adaptation & Mitigation Actions
Improve Flood Defenses
Near-termInvest in improved drainage systems and flood barriers to protect properties.
Est. cost: High
Implement Heat Action Plan
ImmediateDevelop a community heat action plan to protect vulnerable residents during heatwaves.
Est. cost: Medium
Bushfire Preparedness
Near-termMaintain firebreaks and educate residents on bushfire safety measures.
Est. cost: Low
Upgrade Building Codes
Long-termIncorporate climate resilience measures into building codes to ensure new constructions are better prepared for future climate conditions.
Est. cost: Medium
Council & Emergency Services
Explore St Fillans Risk Reports
View other climate risk assessments for St Fillans:
Frequently Asked Questions
Is St Fillans safe from climate change?
No location in Australia is entirely immune to climate change impacts. St Fillans has an overall Medium climate risk rating. Understanding the specific hazards at your property address — not just the suburb average — provides the most reliable risk picture.
Which climate hazard poses the biggest risk in St Fillans?
The dominant hazard for St Fillans depends on geography and local environment. Proximity to waterways elevates flood risk, while proximity to bushland increases bushfire risk. ClimateNest's multi-hazard analysis identifies the highest-risk hazards for any specific address.
How does St Fillans compare to nearby suburbs for climate safety?
Nearby suburbs may have different climate risk profiles depending on elevation, vegetation cover, drainage patterns, and land use. ClimateNest allows comparison of climate safety scores across New South Wales suburbs.
Should I be concerned about buying property in St Fillans?
Climate risk should be one factor in your decision, alongside price, location, and amenity. An informed buyer understands the specific risks at a property address and factors insurance costs and climate projections into their assessment of long-term value.
What climate projections should I know for St Fillans?
Key projections for New South Wales from CSIRO include increased average temperatures, more frequent hot days, changes in rainfall seasonality, longer fire seasons, and potential increases in extreme rainfall intensity. These trends inform the long-term outlook for St Fillans.
What share of St Fillans is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 9.1% of St Fillans in high-risk zones for bushfire, with a further 75.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.
Is St Fillans Safe from Climate Risk?
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Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections