Property Investment Score: St Fillans, NSW (2026)

St Fillans, New South Wales· UNKNOWN
Moderate investment with climate considerationsUpdated 22 May 2026

Investment Score

5.2/10

Moderate investment with climate considerations

Key Facts

Investment Score
5.2/10
Climate Risk
Medium
Resale Risk
Medium
Suburb
St Fillans, NSW
Postcode
2850
Highest high-risk exposure
9.1% of land (bushfire)

Investment Score Analysis

St Fillans in New South Wales has an investment score reflecting its climate risk profile, property market fundamentals, and long-term climate projections. The overall Medium risk rating is a key input for investors evaluating climate-adjusted returns.

Property values may be affected by increasing climate risks.

The emergence of climate risk awareness among buyers, tenants, insurers, and lenders is creating differentiation in the property market. Properties in St Fillans with demonstrably lower hazard exposure may attract stronger demand, better insurance terms, and more resilient long-term value.

Use ClimateNest for a complete property-specific investment analysis for St Fillans including address-level risk scoring, insurance cost projections, climate-adjusted value forecasts to 2050, and resale liquidity assessment.

St Fillans (postcode 2850) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (9.1% of land in high-risk zones), surface flood (7.7% of land in high-risk zones), extreme wind (6.8% of land in high-risk zones). Exposure is not uniform across St Fillans — individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Local Hazard Evidence

Insurance OutlookInsurance premiums may increase due to flood and bushfire risks.
Price Impact from ClimateProperty values may be affected by increasing climate risks.
Resale Liquidity RiskMedium

Historical Events

2019
Moderate

Prolonged heatwave conditions impacted vulnerable residents.

2017
Moderate

Severe storm caused damage to property and infrastructure.

2013
Moderate

Bushfires in the surrounding areas threatened the suburb, requiring evacuations.

2011
Moderate

Significant flooding event impacted the region, causing property damage and disruptions.

Adaptation & Mitigation Actions

Improve Flood Defenses

Near-term

Invest in improved drainage systems and flood barriers to protect properties.

Est. cost: High

Implement Heat Action Plan

Immediate

Develop a community heat action plan to protect vulnerable residents during heatwaves.

Est. cost: Medium

Bushfire Preparedness

Near-term

Maintain firebreaks and educate residents on bushfire safety measures.

Est. cost: Low

Upgrade Building Codes

Long-term

Incorporate climate resilience measures into building codes to ensure new constructions are better prepared for future climate conditions.

Est. cost: Medium

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore St Fillans Risk Reports

Frequently Asked Questions

Is St Fillans a good investment?

St Fillans has an overall Medium climate risk rating. Get an address-level investment analysis from ClimateNest including climate-adjusted value projections, insurance cost trajectories, and resale liquidity scoring.

How does climate risk affect property investment returns in St Fillans?

Climate risk can affect returns through higher insurance costs, reduced buyer demand in higher-risk areas, potential lender restrictions, and market differentiation between high-risk and low-risk properties within St Fillans. ClimateNest provides climate-adjusted investment metrics.

What is the resale outlook for properties in St Fillans?

The resale outlook for St Fillans depends partly on how climate risk perceptions evolve. As awareness grows, buyers are likely to increasingly favour lower-risk properties. An address-level report helps you understand the specific resale liquidity outlook.

Are there climate-resilient suburbs near St Fillans?

Neighbouring suburbs may have different climate risk profiles due to variations in elevation, vegetation cover, drainage, and land use. ClimateNest allows you to compare investment scores across New South Wales suburbs to identify relative opportunities and risks.

What share of St Fillans is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 9.1% of St Fillans in high-risk zones for bushfire, with a further 75.9% in moderate-risk zones. Suburb-level exposure is not uniform — individual properties can differ from these averages, so an address-level check is recommended.

Is St Fillans Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Fillans, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections