๐Ÿ“ฎ St Huberts Island postcode: 2257

St Huberts Island Demographics: Population, Age & Income Profile (NSW)

St Huberts Island, New South Walesยท Central Coastยท 2257
St Huberts Island has a medium demographic profile typical of New South Wales suburbsUpdated 7 May 2026

Liveability Score

5.2/10

St Huberts Island has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own โ€” 31.5% rent
Postcode
2257
Highest high-risk exposure
14% of land (bushfire)

Demographics Analysis

St Huberts Island in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability โ€” all important factors for home buyers evaluating St Huberts Island.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like St Huberts Island. Different demographic groups face different climate exposure profiles โ€” families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your St Huberts Island property to understand how climate projections may affect your investment.

St Huberts Island (postcode 2257) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14% of land in high-risk zones), surface flood (13.1% of land in high-risk zones), riverine flood (9.5% of land in high-risk zones). Exposure is not uniform across St Huberts Island โ€” individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.

Adaptation & Mitigation Actions

Raise homes and infrastructure

Near-term

Elevate buildings above projected flood levels to reduce the risk of water damage.

Est. cost: High

Strengthen coastal defenses

Immediate

Implement coastal protection measures such as seawalls and beach nourishment to mitigate erosion.

Est. cost: Very High

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce the risk of flooding.

Est. cost: Medium

Develop a community emergency plan

Immediate

Create a plan to prepare for and respond to extreme weather events, including evacuation procedures and communication strategies.

Est. cost: Low

Install water tanks

Long-term

Install water tanks to capture rainwater and reduce reliance on mains water during droughts.

Est. cost: Medium

Council & Emergency Services

Central Coast Council
Emergency Services

Data last updated: 7 May 2026

Explore St Huberts Island Risk Reports

Frequently Asked Questions

What is the population of St Huberts Island?

Population data for St Huberts Island comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in St Huberts Island?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for St Huberts Island. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in St Huberts Island?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in St Huberts Island?

The demographic profile of St Huberts Island is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 โ€” use this as context when assessing the demographic character of St Huberts Island.

What share of St Huberts Island is exposed to high bushfire risk?

ClimateNest's hazard overlay maps 14% of St Huberts Island in high-risk zones for bushfire, with a further 63.1% in moderate-risk zones. Suburb-level exposure is not uniform โ€” individual properties can differ from these averages, so an address-level check is recommended.

Is St Huberts Island Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for St Huberts Island, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$69 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$69 ยท Australian addresses only ยท 8 hazard scores ยท Insurance trajectory ยท 2030 & 2050 projections