Flood Risk in St Huberts Island, NSW: 2026 Assessment
Flood Risk Score
6.5/10St Huberts Island is susceptible to flooding due to its low-lying coastal location and proximity to Brisbane Water. Sea level rise and increased rainfall intensity are expected to exacerbate flood risk.
Key Facts
- Flood Risk
- St Huberts Island is susceptible to flooding due to its low-lying coastal location and proximity to Brisbane Water. Sea level rise and increased rainfall intensity are expected to exacerbate flood risk.
- Trend
- increasing
- Suburb
- St Huberts Island, NSW
- Overall Risk
- Medium
- Postcode
- 2257
- Highest high-risk exposure
- 14% of land (bushfire)
Flood Risk Analysis
St Huberts Island, located in New South Wales, has a notable flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.
Historical flood events have impacted properties on the island, particularly those close to the waterfront.
St Huberts Island is susceptible to flooding due to its low-lying coastal location and proximity to Brisbane Water. Sea level rise and increased rainfall intensity are expected to exacerbate flood risk.
For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.
St Huberts Island sits within ClimateNest's suburb-level hazard model for flood risk. 9.5% of the suburb's land area is mapped in high-risk flood zones and 69% in moderate-risk zones, based on the national hazard overlay. Exposure at this scale varies street by street, which is why an address-level check matters before you buy or insure a specific property in St Huberts Island.
St Huberts Island (postcode 2257) is tracked in ClimateNest's suburb hazard model, which maps the share of the suburb's land exposed to each hazard at high and moderate levels. The suburb's highest high-risk exposures are bushfire (14% of land in high-risk zones), surface flood (13.1% of land in high-risk zones), riverine flood (9.5% of land in high-risk zones). Exposure is not uniform across St Huberts Island โ individual properties can sit well above or below these averages, so an address-level check is recommended before buying, selling or insuring.
Local Hazard Evidence
Historical Events
Minor flooding occurred due to heavy rainfall and high tides.
Heavy rainfall led to localized flooding on the island, affecting low-lying areas.
Adaptation & Mitigation Actions
Raise homes and infrastructure
Near-termElevate buildings above projected flood levels to reduce the risk of water damage.
Est. cost: High
Strengthen coastal defenses
ImmediateImplement coastal protection measures such as seawalls and beach nourishment to mitigate erosion.
Est. cost: Very High
Improve drainage infrastructure
Near-termUpgrade drainage systems to handle increased rainfall and reduce the risk of flooding.
Est. cost: Medium
Develop a community emergency plan
ImmediateCreate a plan to prepare for and respond to extreme weather events, including evacuation procedures and communication strategies.
Est. cost: Low
Install water tanks
Long-termInstall water tanks to capture rainwater and reduce reliance on mains water during droughts.
Est. cost: Medium
Council & Emergency Services
Explore St Huberts Island Risk Reports
View other climate risk assessments for St Huberts Island:
Frequently Asked Questions
Is St Huberts Island at risk of flooding?
Based on available data, St Huberts Island has a notable flood risk profile. Flood risk varies by address โ check your specific property for precise flood zone mapping and elevation data with ClimateNest.
What flood insurance costs can I expect in St Huberts Island?
Insurance costs for flood cover in St Huberts Island depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.
Does flood risk affect property values in St Huberts Island?
Yes, flood risk can affect property values in St Huberts Island. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.
How does elevation affect flood risk in St Huberts Island?
Elevation is a critical factor in flood risk. Properties at higher elevations within St Huberts Island typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.
What share of St Huberts Island is exposed to high bushfire risk?
ClimateNest's hazard overlay maps 14% of St Huberts Island in high-risk zones for bushfire, with a further 63.1% in moderate-risk zones. Suburb-level exposure is not uniform โ individual properties can differ from these averages, so an address-level check is recommended.
Is St Huberts Island Safe from Climate Risk?
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